Loans in Madera County, CA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Madera County, CA.
The median household in Madera County earns $76,627 a year, 23% below the California median of $99,122. About 19% of residents live below the federal poverty line, and 32.5% of households rent their home.
What you need for a payday loan in Madera County
Here's what to have on hand before you start your payday loan request in Madera County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Madera County
What Madera County borrowers use it for
keep getting to work while the shop fixes it
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Madera County
Payday Loans Legal
Payday loans are legal in California under the California Deferred Deposit Transaction Law (CDDTL), from lenders licensed by the DFPI.
Personal Loans
Under $2,500: tiered 12%-30%/yr.
Title Loans Legal
Car-title loans are legal in California as California Financing Law (CFL) loans.
Banks and credit unions in Madera County
Banks with branches in Madera County
14 FDIC-insured bank branches from 9 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Community West Bank | 3 | 40004 Highway 41, Oakhurst 93644 |
| Wells Fargo Bank, National Association | 3 | 201 E Yosemite Ave, Madera 93638 |
| JPMorgan Chase Bank, National Association | 2 | 40003 Highway 49, Oakhurst 93644 |
| Westamerica Bank | 1 | 401 W Yosemite Ave, Madera 93637 |
| U.S. Bank National Association | 1 | 201 N D St, Madera 93638 |
| Bank of America, National Association | 1 | 501 E Yosemite Ave, Madera 93638 |
| Tri Counties Bank | 1 | 305 Trinity Ave, Chowchilla 93610 |
| UMB Bank, National Association | 1 | 40061 Highway 49, Oakhurst 93644 |
| Citizens Business Bank, National Association | 1 | 2001 Howard Rd, Madera 93637 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Madera County
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| The Golden 1 | 1934 Howard Rd, Madera 93637 |
| Educational Employees | 413 W Yosemite Ave Ste 101, Madera 93637 |
| Noble | 609 W Yosemite Ave, Madera 93637 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Madera County
All California counties and cities
Frequently asked questions
Are payday loans legal in Madera County?
Madera County follows California law. Payday loans are legal in California under the California Deferred Deposit Transaction Law (CDDTL), from lenders licensed by the DFPI.
Are title loans legal in Madera County?
Car-title loans are legal in California as California Financing Law (CFL) loans.
Where can I get a small loan in Madera County?
Options include 14 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Madera County?
Fill out our short online form from anywhere in Madera County. We share it with lenders in our network that serve California; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Madera County?
Yes. When an unexpected bill comes up, Madera County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Madera County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Madera County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Madera County?
Yes. You don't need to visit a branch or storefront anywhere in Madera County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve California. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Madera County, CA?
You can apply at banks, credit unions and lenders in Madera County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve California residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.