Loans in Shasta County, CA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Shasta County, CA.
The median household in Shasta County earns $72,636 a year, 27% below the California median of $99,122. About 13% of residents live below the federal poverty line, and 34.4% of households rent their home.
What you need for a payday loan in Shasta County
Lenders that serve Shasta County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Shasta County
What Shasta County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Shasta County
Payday Loans Legal
Payday loans are legal in California under the California Deferred Deposit Transaction Law (CDDTL), from lenders licensed by the DFPI.
Personal Loans
Under $2,500: tiered 12%-30%/yr.
Title Loans Legal
Car-title loans are legal in California as California Financing Law (CFL) loans.
Banks and credit unions in Shasta County
Banks with branches in Shasta County
34 FDIC-insured bank branches from 11 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Tri Counties Bank | 12 | 1327 South St, Redding 96001 |
| U.S. Bank National Association | 4 | 1110 Dana Dr, Redding 96003 |
| Plumas Bank | 4 | 43163 Highway 299 East, Fall River Mills 96028 |
| Columbia Bank | 3 | 1770 Pine St, Redding 96001 |
| Wells Fargo Bank, National Association | 2 | 1515 Pine St, Redding 96001 |
| Bank of America, National Association | 2 | 1661 East St, Redding 96001 |
| JPMorgan Chase Bank, National Association | 2 | 974 Dana Dr, Redding 96003 |
| Golden Valley Bank | 2 | 250 Hemsted Dr, Redding 96002 |
| Banner Bank | 1 | 880 Cypress Ave, Redding 96001 |
| Five Star Bank | 1 | 358 Hartnell Ave, Redding 96002 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Shasta County
9 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| The Golden 1 | 1040 E Cypress Ave Ste A, Redding 96002 |
| Rogue | 5020 Rhonda Rd Ste H, Anderson 96007 |
| Operating Engineers Local Union #3 | 20308 Engineers Ln, Redding 96002 |
| Sierra Central | 2867 Bechelli Ln, Redding 96002 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Shasta County
All California counties and cities
Frequently asked questions
Are payday loans legal in Shasta County?
Shasta County follows California law. Payday loans are legal in California under the California Deferred Deposit Transaction Law (CDDTL), from lenders licensed by the DFPI.
Are title loans legal in Shasta County?
Car-title loans are legal in California as California Financing Law (CFL) loans.
Where can I get a small loan in Shasta County?
Options include 34 bank and 9 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Shasta County?
Fill out our short online form from anywhere in Shasta County. We share it with lenders in our network that serve California; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Shasta County?
Yes. You don't need to visit a branch or storefront anywhere in Shasta County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve California. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Shasta County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Shasta County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Shasta County with bad credit?
Yes, many lenders in our network work with Shasta County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Shasta County, CA?
You can apply at banks, credit unions and lenders in Shasta County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve California residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.