Loans in Solano County, CA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Solano County, CA.
The median household in Solano County earns $100,401 a year, about the same as the California median of $99,122. About 10% of residents live below the federal poverty line, and 37.0% of households rent their home.
What you need for a payday loan in Solano County
Here's what to have on hand before you start your payday loan request in Solano County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Solano County
What Solano County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Solano County
Payday Loans Legal
Payday loans are legal in California under the California Deferred Deposit Transaction Law (CDDTL), from lenders licensed by the DFPI.
Personal Loans
Under $2,500: tiered 12%-30%/yr.
Title Loans Legal
Car-title loans are legal in California as California Financing Law (CFL) loans.
Banks and credit unions in Solano County
Banks with branches in Solano County
43 FDIC-insured bank branches from 11 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| JPMorgan Chase Bank, National Association | 7 | 901 Tennessee St, Vallejo 94590 |
| Wells Fargo Bank, National Association | 6 | 601 Jackson St, Fairfield 94533 |
| Bank of America, National Association | 6 | 70 Solano Sq, Benicia 94510 |
| First Northern Bank of Dixon | 5 | 195 N 1st St, Dixon 95620 |
| BMO Bank National Association | 4 | 330 Davis St, Vacaville 95688 |
| Westamerica Bank | 4 | 138 Peabody Rd, Vacaville 95687 |
| U.S. Bank National Association | 4 | 367 Merchant St, Vacaville 95688 |
| Bank of Stockton | 3 | 230 Main St, Rio Vista 94571 |
| Columbia Bank | 2 | 403 Davis St, Vacaville 95688 |
| Farmers & Merchants Bank of Central California | 1 | 101 Main St, Rio Vista 94571 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Solano County
26 credit-union locations from 10 credit unions.
| Credit union | Location |
|---|---|
| Befit Financial | 640 E Main St, Vacaville 95688 |
| Navy Federal Credit Union | 2031 Harbison Dr Ste A, Vacaville 95687 |
| The Golden 1 | 196 Nut Tree Pkwy Ste L, Vacaville 95687 |
| Patelco | 3101 Travis Blvd Ste A, Fairfield 94534 |
| Travis | 659 Skymaster Cir, Travis Afb 94535 |
| Valley Strong | 1499 Oliver Rd, Fairfield 94534 |
| Together | 370 Chadbourne Rd Ste E, Fairfield 94534 |
| Self-Help | 536 Santa Clara St, Vallejo 94590 |
| Operating Engineers Local Union #3 | 2540 N Watney Way, Fairfield 94533 |
| 1St Northern California | 560 1St St Ste B106, Benicia 94510 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Solano County
All California counties and cities
Frequently asked questions
Are payday loans legal in Solano County?
Solano County follows California law. Payday loans are legal in California under the California Deferred Deposit Transaction Law (CDDTL), from lenders licensed by the DFPI.
Are title loans legal in Solano County?
Car-title loans are legal in California as California Financing Law (CFL) loans.
Where can I get a small loan in Solano County?
Options include 43 bank and 26 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Solano County?
Fill out our short online form from anywhere in Solano County. We share it with lenders in our network that serve California; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Solano County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Solano County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Solano County?
Yes. You don't need to visit a branch or storefront anywhere in Solano County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve California. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Solano County, CA?
You can apply at banks, credit unions and lenders in Solano County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve California residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Solano County with bad credit?
Yes, many lenders in our network work with Solano County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.