Loans in Tehama County, CA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Tehama County, CA.
The median household in Tehama County earns $63,784 a year, 36% below the California median of $99,122. About 16% of residents live below the federal poverty line, and 32.9% of households rent their home.
What you need for a payday loan in Tehama County
Most Tehama County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Tehama County
What Tehama County borrowers use it for
handle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Tehama County
Payday Loans Legal
Payday loans are legal in California under the California Deferred Deposit Transaction Law (CDDTL), from lenders licensed by the DFPI.
Personal Loans
Under $2,500: tiered 12%-30%/yr.
Title Loans Legal
Car-title loans are legal in California as California Financing Law (CFL) loans.
Banks and credit unions in Tehama County
Banks with branches in Tehama County
13 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Columbia Bank | 3 | 333 Main St, Red Bluff 96080 |
| Banner Bank | 2 | 950 Main St, Red Bluff 96080 |
| U.S. Bank National Association | 2 | 1503 Solano St, Corning 96021 |
| Mechanics Bank | 2 | 500 Luther Rd, Red Bluff 96080 |
| Wells Fargo Bank, National Association | 1 | 555 Walnut St, Red Bluff 96080 |
| Tri Counties Bank | 1 | 727 S Main St, Red Bluff 96080 |
| Plumas Bank | 1 | 500 Riverside Way, Red Bluff 96080 |
| JPMorgan Chase Bank, National Association | 1 | 715 S Main St, Red Bluff 96080 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Tehama County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Sierra Central | 501 Adobe Rd, Red Bluff 96080 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Tehama County
All California counties and cities
Frequently asked questions
Are payday loans legal in Tehama County?
Tehama County follows California law. Payday loans are legal in California under the California Deferred Deposit Transaction Law (CDDTL), from lenders licensed by the DFPI.
Are title loans legal in Tehama County?
Car-title loans are legal in California as California Financing Law (CFL) loans.
Where can I get a small loan in Tehama County?
Options include 13 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Tehama County?
Fill out our short online form from anywhere in Tehama County. We share it with lenders in our network that serve California; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Tehama County with bad credit?
Yes, many lenders in our network work with Tehama County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Tehama County, CA?
You can apply at banks, credit unions and lenders in Tehama County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve California residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Tehama County?
Yes. When an unexpected bill comes up, Tehama County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Tehama County?
Yes. You don't need to visit a branch or storefront anywhere in Tehama County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve California. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.