Loans in Bradford County, FL: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Bradford County, FL.
The median household in Bradford County earns $63,050 a year, 15% below the Florida median of $74,568. About 17% of residents live below the federal poverty line, and 26.7% of households rent their home.
What you need for a payday loan in Bradford County
Here's what to have on hand before you start your payday loan request in Bradford County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Bradford County
What Bradford County borrowers use it for
gifts and travel without maxing a card
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Bradford County
Payday Loans Legal
Payday loans (called deferred presentment transactions) are legal in Florida from lenders licensed by the Office of Financial Regulation, under Part IV of Chapter 560, Florida…
Personal Loans
Licensed consumer finance lenders: 36% a year on the first $10,000, lower tiers above, for loans up to $25,000.
Title Loans Legal
Car title loans are legal in Florida from lenders licensed under the Florida Title Loan Act (Chapter 537), with interest capped at 18%-30% a year depending on loan size.
Banks and credit unions in Bradford County
Banks with branches in Bradford County
4 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Capital City Bank | 1 | 350 N Temple Ave, Starke 32091 |
| DLP Bank | 1 | 811 S Walnut St, Starke 32091 |
| TD Bank, National Association | 1 | 606 W Madison St, Starke 32091 |
| First Federal Bank | 1 | 841 S Walnut St, Starke 32091 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Bradford County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Vystar | 1450 S Walnut St, Starke 32091 |
| Florida | 2460 Commercial Dr, Starke 32091 |
Source: NCUA credit union branch data, June 30, 2026.
All Florida counties and cities
Frequently asked questions
Are payday loans legal in Bradford County?
Bradford County follows Florida law. Payday loans (called deferred presentment transactions) are legal in Florida from lenders licensed by the Office of Financial Regulation, under Part IV of Chapter 560, Florida Statutes.
Are title loans legal in Bradford County?
Car title loans are legal in Florida from lenders licensed under the Florida Title Loan Act (Chapter 537), with interest capped at 18%-30% a year depending on loan size.
Where can I get a small loan in Bradford County?
Options include 4 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Bradford County?
Fill out our short online form from anywhere in Bradford County. We share it with lenders in our network that serve Florida; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Bradford County?
Yes. You don't need to visit a branch or storefront anywhere in Bradford County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Florida. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Bradford County with bad credit?
Yes, many lenders in our network work with Bradford County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Bradford County, FL?
You can apply at banks, credit unions and lenders in Bradford County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Florida residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Bradford County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Bradford County residents can start any time, and it takes about 3 minutes.