Most cash-strapped cities in Florida (2026)
Palatka is the most cash-strapped city in Florida on our Cash Strain Index, followed by University, Opa-locka. We ranked all 347 Florida cities with 10,000+ residents on rent burden, low household incomes, poverty and unemployment. The Acreage ranks as the least strained.
All 347 Florida cities ranked
| Rank | City | Score | Renters paying 30%+ of income on rent | Households under $35k | Poverty rate | Unemployment rate | Rent as % of median income |
|---|---|---|---|---|---|---|---|
| 1 | Palatka | 99.6 | 61.3% | 52.9% | 37.3% | 9.3% | 33.8% |
| 2 | University | 99.6 | 69.1% | 46.5% | 37.0% | 5.1% | 41.8% |
| 3 | Opa-locka | 99.5 | 73.4% | 48.6% | 29.7% | 4.1% | 43.2% |
| 4 | Leisure City | 99.3 | 68.2% | 38.8% | 24.5% | 4.5% | 49.3% |
| 5 | Bayshore Gardens | 99.2 | 71.9% | 36.7% | 15.0% | 11.4% | 40.2% |
| 6 | Naranja | 99.2 | 61.4% | 39.8% | 30.3% | 8.9% | 38.1% |
| 7 | Lauderdale Lakes | 99.0 | 73.2% | 36.2% | 21.7% | 8.7% | 39.9% |
| 8 | Brownsville | 98.8 | 65.5% | 42.0% | 26.2% | 7.5% | 36.8% |
| 9 | Dania Beach | 98.7 | 71.5% | 34.3% | 19.3% | 8.3% | 40.5% |
| 10 | Lauderhill | 98.6 | 74.8% | 31.1% | 19.4% | 8.5% | 39.5% |
| 11 | Fort Pierce | 98.6 | 68.8% | 41.0% | 26.2% | 9.2% | 31.0% |
| 12 | Florida City | 98.5 | 65.5% | 44.4% | 32.4% | 5.3% | 34.4% |
| 13 | Avon Park | 98.5 | 67.9% | 46.9% | 23.3% | 9.2% | 30.3% |
| 14 | Gainesville | 98.2 | 68.0% | 40.2% | 30.8% | 5.5% | 33.7% |
| 15 | Biscayne Gardens | 98.0 | 72.9% | 32.8% | 22.6% | 8.6% | 33.4% |
| 16 | Kissimmee | 97.8 | 69.8% | 33.0% | 20.4% | 7.5% | 36.8% |
| 17 | West Pensacola | 97.7 | 60.9% | 41.9% | 25.8% | 6.7% | 33.7% |
| 18 | Hallandale Beach | 97.4 | 61.8% | 34.6% | 19.6% | 7.5% | 37.9% |
| 19 | Bayonet Point | 97.1 | 62.5% | 40.8% | 19.0% | 5.5% | 37.7% |
| 20 | Pine Hills | 97.1 | 64.2% | 28.3% | 17.5% | 11.6% | 31.5% |
| 21 | New Port Richey East | 96.9 | 67.7% | 39.0% | 15.4% | 9.5% | 29.7% |
| 22 | West Park | 96.9 | 73.4% | 24.0% | 14.6% | 8.7% | 36.6% |
| 23 | Leesburg | 96.7 | 68.6% | 33.9% | 16.4% | 10.5% | 28.5% |
| 24 | Lady Lake | 96.5 | 66.0% | 37.0% | 12.3% | 7.6% | 36.1% |
| 25 | Gladeview | 96.5 | 54.0% | 37.0% | 27.5% | 6.3% | 33.9% |
| 26 | Westwood Lakes | 96.4 | 89.3% | 19.2% | 8.3% | 8.3% | 34.5% |
| 27 | North Miami | 96.3 | 70.2% | 29.6% | 18.9% | 6.0% | 35.7% |
| 28 | North Lauderdale | 96.2 | 72.3% | 26.3% | 14.0% | 6.1% | 39.4% |
| 29 | Riviera Beach | 96.1 | 69.8% | 30.4% | 18.4% | 8.6% | 30.0% |
| 30 | Stuart | 95.7 | 69.3% | 29.0% | 17.3% | 8.2% | 31.6% |
| 31 | Oak Ridge | 95.6 | 57.9% | 28.5% | 25.3% | 7.9% | 32.2% |
| 32 | Sebring | 95.6 | 64.6% | 41.1% | 24.1% | 5.9% | 27.7% |
| 33 | Sunny Isles Beach | 95.5 | 67.0% | 31.5% | 14.3% | 4.6% | 40.6% |
| 34 | Miami Gardens | 95.2 | 68.0% | 25.5% | 13.6% | 9.0% | 33.7% |
| 35 | Belle Glade | 95.0 | 52.3% | 40.5% | 27.3% | 9.7% | 22.4% |
| 36 | Jasmine Estates | 94.6 | 67.3% | 32.3% | 18.1% | 5.0% | 34.5% |
| 37 | Goldenrod | 94.5 | 61.5% | 26.9% | 15.5% | 10.3% | 30.8% |
| 38 | Sweetwater | 94.4 | 63.8% | 31.5% | 16.3% | 4.4% | 38.7% |
| 39 | Pinewood | 94.3 | 57.0% | 35.7% | 20.5% | 7.2% | 30.9% |
| 40 | Lockhart | 94.2 | 67.3% | 25.5% | 17.9% | 9.2% | 28.6% |
| 41 | Lake Worth Beach | 94.2 | 65.8% | 28.2% | 21.2% | 6.9% | 30.3% |
| 42 | Holiday | 94.1 | 66.1% | 37.9% | 19.3% | 4.8% | 30.9% |
| 43 | Egypt Lake-Leto | 93.7 | 62.2% | 30.4% | 16.7% | 7.1% | 32.9% |
| 44 | Pine Castle | 93.7 | 59.8% | 33.6% | 20.3% | 5.7% | 32.8% |
| 45 | Tamarac | 93.5 | 72.3% | 25.6% | 13.0% | 5.2% | 36.8% |
| 46 | Hialeah | 93.5 | 64.0% | 33.1% | 17.0% | 4.1% | 36.5% |
| 47 | Deerfield Beach | 93.5 | 66.1% | 30.1% | 15.1% | 5.4% | 35.6% |
| 48 | West Little River | 93.4 | 60.1% | 33.6% | 17.7% | 6.9% | 31.5% |
| 49 | Holly Hill | 93.3 | 54.3% | 32.1% | 21.5% | 7.5% | 31.0% |
| 50 | Brent | 93.3 | 58.5% | 38.1% | 22.5% | 6.0% | 28.3% |
| 51 | Miami | 93.2 | 62.9% | 30.3% | 19.4% | 5.2% | 33.8% |
| 52 | Lealman | 92.8 | 54.9% | 35.2% | 15.6% | 7.2% | 33.0% |
| 53 | Lake Wales | 92.8 | 67.3% | 38.1% | 22.4% | 5.9% | 23.6% |
| 54 | Ives Estates | 92.7 | 74.1% | 23.0% | 11.9% | 5.8% | 35.1% |
| 55 | West Perrine | 92.5 | 58.3% | 28.7% | 18.1% | 9.9% | 26.7% |
| 56 | Tallahassee | 92.4 | 60.6% | 32.5% | 23.6% | 6.4% | 27.0% |
| 57 | Lantana | 92.3 | 72.9% | 21.7% | 11.5% | 8.7% | 30.1% |
| 58 | Ocala | 91.7 | 60.2% | 32.6% | 21.1% | 5.9% | 28.9% |
| 59 | Hialeah Gardens | 91.4 | 72.6% | 25.6% | 13.5% | 3.7% | 35.7% |
| 60 | Pompano Beach | 91.3 | 62.3% | 25.1% | 15.2% | 8.0% | 30.8% |
| 61 | North Miami Beach | 91.1 | 66.3% | 27.3% | 14.6% | 5.5% | 33.2% |
| 62 | Goulds | 91.1 | 68.8% | 24.7% | 16.4% | 7.5% | 27.7% |
| 63 | Bradenton | 91.0 | 66.4% | 25.7% | 14.8% | 6.3% | 31.9% |
| 64 | Poinciana | 90.9 | 63.6% | 22.4% | 14.9% | 6.3% | 34.7% |
| 65 | East Lake-Orient Park | 90.8 | 59.4% | 26.9% | 17.8% | 6.0% | 33.0% |
| 66 | Daytona Beach | 90.8 | 59.6% | 33.3% | 20.4% | 4.7% | 30.6% |
| 67 | Hollywood | 90.1 | 67.7% | 26.7% | 14.7% | 6.5% | 29.5% |
| 68 | Boynton Beach | 89.8 | 66.2% | 22.1% | 13.7% | 5.4% | 35.0% |
| 69 | Azalea Park | 89.7 | 75.4% | 18.3% | 14.0% | 6.7% | 29.5% |
| 70 | Palm Springs | 89.6 | 58.8% | 24.9% | 15.4% | 7.0% | 32.4% |
| 71 | Ojus | 89.4 | 71.7% | 26.4% | 12.5% | 4.9% | 31.6% |
| 72 | South Bradenton | 89.1 | 54.7% | 37.3% | 16.8% | 4.9% | 30.9% |
| 73 | Orange City | 88.9 | 68.3% | 32.9% | 10.4% | 3.6% | 33.4% |
| 74 | West Vero Corridor | 88.8 | 64.2% | 28.1% | 10.8% | 5.7% | 33.1% |
| 75 | Warrington | 88.8 | 66.9% | 28.0% | 22.5% | 6.3% | 22.5% |
| 76 | South Miami Heights | 88.2 | 63.3% | 28.1% | 15.5% | 5.8% | 29.4% |
| 77 | Fountainebleau | 87.7 | 64.8% | 24.4% | 12.7% | 2.5% | 38.7% |
| 78 | Homosassa Springs | 87.5 | 55.2% | 28.5% | 20.3% | 8.4% | 23.5% |
| 79 | South Daytona | 87.5 | 58.8% | 33.1% | 16.9% | 4.8% | 29.2% |
| 80 | Homestead | 87.4 | 64.1% | 26.1% | 18.4% | 4.0% | 30.7% |
| 81 | Sunrise | 87.0 | 66.8% | 22.7% | 10.7% | 5.4% | 33.1% |
| 82 | Aventura | 86.7 | 68.9% | 20.7% | 11.4% | 4.7% | 33.8% |
| 83 | Buenaventura Lakes | 86.6 | 66.3% | 18.3% | 13.3% | 6.3% | 31.5% |
| 84 | West Lealman | 86.3 | 50.9% | 33.1% | 17.6% | 5.3% | 30.3% |
| 85 | Wildwood | 86.2 | 72.7% | 22.7% | 12.8% | 7.5% | 23.8% |
| 86 | Mango | 86.2 | 64.8% | 25.9% | 14.6% | 5.3% | 29.2% |
| 87 | Margate | 86.1 | 64.4% | 25.8% | 12.1% | 4.1% | 33.6% |
| 88 | Port Charlotte | 86.0 | 66.6% | 24.7% | 9.6% | 6.8% | 29.2% |
| 89 | Greenacres | 85.8 | 60.2% | 22.5% | 14.8% | 6.6% | 29.9% |
| 90 | Iona | 85.7 | 75.9% | 26.3% | 8.2% | 2.0% | 34.4% |
| 91 | Villas | 85.4 | 63.3% | 28.1% | 10.0% | 3.5% | 34.8% |
| 92 | Fort Myers | 84.8 | 62.1% | 26.7% | 16.3% | 4.2% | 29.7% |
| 93 | Kendale Lakes | 84.4 | 68.1% | 22.7% | 10.3% | 4.0% | 33.0% |
| 94 | Miami Beach | 84.2 | 60.6% | 27.2% | 14.4% | 4.6% | 30.1% |
| 95 | Pinellas Park | 84.1 | 61.1% | 27.1% | 12.9% | 4.6% | 30.9% |
| 96 | Clearwater | 84.1 | 62.9% | 26.1% | 14.8% | 4.2% | 30.0% |
| 97 | Tamiami | 84.0 | 75.3% | 22.6% | 11.6% | 3.4% | 29.7% |
| 98 | Glenvar Heights | 83.9 | 59.4% | 24.4% | 12.1% | 4.9% | 32.8% |
| 99 | Ensley | 83.8 | 54.9% | 25.7% | 17.5% | 6.1% | 28.0% |
| 100 | Largo | 83.7 | 60.7% | 24.9% | 13.1% | 4.8% | 31.3% |
| 101 | Gulfport | 83.5 | 64.0% | 25.4% | 13.4% | 6.2% | 26.2% |
| 102 | Winter Haven | 83.3 | 62.3% | 29.3% | 16.4% | 5.1% | 25.1% |
| 103 | Immokalee | 83.1 | 44.6% | 35.7% | 28.3% | 4.3% | 23.5% |
| 104 | Panama City | 83.0 | 64.2% | 26.8% | 17.6% | 4.5% | 25.6% |
| 105 | Altamonte Springs | 82.7 | 59.4% | 22.3% | 11.9% | 5.1% | 32.6% |
| 106 | Coconut Creek | 82.4 | 57.5% | 23.1% | 11.0% | 5.0% | 33.6% |
| 107 | Ferry Pass | 82.3 | 55.3% | 26.8% | 14.4% | 6.7% | 26.9% |
| 108 | Davie | 82.1 | 72.1% | 18.0% | 11.2% | 5.2% | 28.4% |
| 109 | Lehigh Acres | 82.0 | 58.7% | 22.8% | 17.1% | 4.5% | 29.7% |
| 110 | Delray Beach | 81.5 | 59.6% | 23.5% | 13.0% | 5.8% | 28.7% |
| 111 | Doctor Phillips | 81.3 | 51.0% | 16.4% | 12.0% | 10.3% | 27.6% |
| 112 | West Palm Beach | 81.2 | 59.2% | 24.3% | 14.1% | 5.1% | 29.0% |
| 113 | Orlando | 81.2 | 58.3% | 23.9% | 14.7% | 5.2% | 29.0% |
| 114 | Country Club | 81.2 | 63.7% | 20.7% | 11.7% | 5.1% | 30.3% |
| 115 | Cocoa | 80.7 | 61.5% | 30.3% | 13.1% | 5.6% | 24.2% |
| 116 | Pine Ridge | 80.3 | 71.3% | 23.1% | 15.1% | 3.5% | 25.9% |
| 117 | Longwood | 80.1 | 68.5% | 17.8% | 9.9% | 6.7% | 26.8% |
| 118 | Westchester | 80.0 | 63.5% | 24.6% | 10.0% | 4.5% | 30.2% |
| 119 | Kendall West | 80.0 | 64.5% | 23.5% | 11.9% | 3.4% | 31.2% |
| 120 | Golden Gate | 80.0 | 68.7% | 19.9% | 15.1% | 2.8% | 30.0% |
| 121 | Oakland Park | 79.8 | 62.2% | 17.8% | 12.1% | 5.8% | 29.8% |
| 122 | Doral | 79.6 | 68.3% | 16.1% | 10.3% | 3.3% | 34.0% |
| 123 | Myrtle Grove | 79.5 | 48.3% | 23.0% | 17.7% | 8.2% | 24.7% |
| 124 | Mount Dora | 79.5 | 64.0% | 19.6% | 11.8% | 5.9% | 27.7% |
| 125 | Melbourne | 79.0 | 56.1% | 27.0% | 15.8% | 4.6% | 27.3% |
| 126 | North Fort Myers | 78.9 | 53.7% | 31.5% | 14.8% | 4.6% | 26.8% |
| 127 | Sun City Center | 78.8 | 67.2% | 20.6% | 8.3% | 2.2% | 35.2% |
| 128 | Sarasota | 78.7 | 62.2% | 24.4% | 15.0% | 3.6% | 28.0% |
| 129 | Hobe Sound | 78.6 | 57.9% | 29.4% | 15.7% | 6.4% | 21.3% |
| 130 | Palmetto Estates | 78.6 | 69.9% | 16.6% | 11.6% | 4.6% | 28.5% |
| 131 | The Hammocks | 78.5 | 69.5% | 19.8% | 12.1% | 2.7% | 30.6% |
| 132 | Tampa | 78.3 | 57.4% | 24.5% | 15.5% | 4.9% | 27.0% |
| 133 | Bellair-Meadowbrook Terrace | 78.1 | 61.7% | 27.5% | 15.5% | 1.9% | 29.4% |
| 134 | Palm Harbor | 77.8 | 73.8% | 20.9% | 10.3% | 3.3% | 27.5% |
| 135 | Sebastian | 77.7 | 61.3% | 21.7% | 10.1% | 7.2% | 25.1% |
| 136 | Palm Bay | 77.4 | 59.5% | 22.3% | 11.7% | 6.1% | 26.5% |
| 137 | Westview | 77.3 | 52.3% | 32.5% | 20.9% | 3.9% | 23.0% |
| 138 | Casselberry | 77.1 | 59.5% | 22.2% | 12.2% | 3.1% | 32.2% |
| 139 | Boca Raton | 76.8 | 65.9% | 16.8% | 10.0% | 5.5% | 28.3% |
| 140 | Fort Lauderdale | 76.8 | 58.1% | 21.1% | 15.0% | 5.3% | 26.8% |
| 141 | Cypress Lake | 76.7 | 50.9% | 25.8% | 9.8% | 4.2% | 33.7% |
| 142 | Richmond West | 76.6 | 73.2% | 14.0% | 10.5% | 2.9% | 31.1% |
| 143 | St. Augustine | 76.3 | 62.0% | 27.0% | 14.1% | 3.8% | 25.4% |
| 144 | Palm River-Clair Mel | 76.2 | 62.2% | 24.2% | 13.1% | 4.7% | 25.5% |
| 145 | Port St. Lucie | 76.1 | 62.7% | 16.7% | 9.5% | 6.0% | 28.8% |
| 146 | New Port Richey | 75.1 | 52.2% | 34.0% | 10.5% | 3.0% | 30.1% |
| 147 | Bellview | 74.9 | 62.0% | 20.9% | 15.4% | 5.6% | 23.1% |
| 148 | Hudson | 74.9 | 53.0% | 34.6% | 13.0% | 4.6% | 24.3% |
| 149 | Pembroke Pines | 74.8 | 65.7% | 19.6% | 10.0% | 4.1% | 28.8% |
| 150 | Elfers | 74.5 | 48.8% | 25.5% | 14.8% | 3.9% | 30.8% |
| 151 | Sanford | 74.3 | 59.2% | 22.8% | 11.9% | 4.0% | 28.9% |
| 152 | Davenport | 74.1 | 66.1% | 13.6% | 14.0% | 2.7% | 31.2% |
| 153 | South Miami | 74.0 | 75.8% | 23.9% | 10.0% | 3.6% | 22.4% |
| 154 | Four Corners | 73.8 | 58.6% | 18.2% | 10.5% | 4.8% | 30.4% |
| 155 | Zephyrhills | 73.6 | 53.2% | 32.1% | 13.2% | 3.7% | 26.4% |
| 156 | Dunedin | 73.4 | 62.6% | 22.8% | 8.2% | 5.1% | 27.0% |
| 157 | Cape Coral | 73.3 | 65.4% | 18.9% | 10.7% | 3.8% | 28.5% |
| 158 | Cocoa Beach | 72.7 | 56.2% | 21.3% | 9.6% | 9.0% | 21.4% |
| 159 | Wright | 72.2 | 61.8% | 15.3% | 16.7% | 3.6% | 27.7% |
| 160 | Plantation | 72.1 | 64.9% | 17.3% | 10.0% | 4.0% | 29.0% |
| 161 | Jacksonville | 71.8 | 56.6% | 23.8% | 14.5% | 4.6% | 25.2% |
| 162 | Wilton Manors | 71.7 | 61.3% | 22.6% | 11.4% | 4.3% | 26.3% |
| 163 | Tavares | 71.5 | 58.1% | 26.9% | 9.3% | 2.6% | 30.5% |
| 164 | Crestview | 71.5 | 57.8% | 22.3% | 11.2% | 5.8% | 25.0% |
| 165 | Gibsonton | 71.4 | 61.4% | 22.5% | 17.2% | 5.4% | 19.8% |
| 166 | Bithlo | 71.3 | 53.2% | 28.5% | 26.0% | 3.7% | 18.0% |
| 167 | Edgewater | 71.2 | 65.0% | 23.8% | 10.0% | 3.7% | 25.8% |
| 168 | St. Petersburg | 70.9 | 57.7% | 21.6% | 12.5% | 4.7% | 26.5% |
| 169 | Silver Springs Shores | 70.5 | 54.1% | 24.8% | 14.2% | 3.8% | 27.0% |
| 170 | Spring Hill | 70.2 | 56.9% | 21.6% | 11.8% | 5.5% | 25.3% |
| 171 | St. Cloud | 70.1 | 61.8% | 19.6% | 10.1% | 5.9% | 24.3% |
| 172 | Ormond Beach | 70.0 | 67.8% | 23.3% | 10.1% | 3.5% | 24.5% |
| 173 | Miramar | 69.8 | 66.2% | 14.5% | 8.5% | 4.5% | 28.5% |
| 174 | Venice | 69.8 | 63.6% | 21.6% | 9.2% | 4.8% | 25.1% |
| 175 | Town 'n' Country | 69.7 | 55.0% | 20.0% | 11.3% | 4.9% | 28.3% |
| 176 | Three Lakes | 69.6 | 75.2% | 12.1% | 9.9% | 2.9% | 27.7% |
| 177 | Titusville | 69.3 | 59.0% | 23.6% | 11.3% | 5.0% | 24.2% |
| 178 | Liberty Triangle | 69.2 | 51.8% | 22.5% | 8.6% | 4.2% | 31.6% |
| 179 | Clermont | 68.9 | 65.1% | 17.6% | 5.4% | 5.7% | 26.7% |
| 180 | Seminole | 68.7 | 54.0% | 23.4% | 9.4% | 5.3% | 27.0% |
| 181 | Citrus Springs | 68.6 | 56.4% | 29.8% | 11.6% | 4.2% | 23.4% |
| 182 | Cutler Bay | 68.6 | 63.7% | 16.5% | 9.7% | 4.8% | 26.6% |
| 183 | Palm Coast | 68.5 | 57.8% | 20.1% | 10.6% | 4.5% | 27.6% |
| 184 | Lakeland | 68.4 | 50.7% | 26.1% | 13.2% | 4.5% | 26.1% |
| 185 | Palmetto | 68.1 | 58.2% | 25.9% | 13.5% | 2.6% | 26.2% |
| 186 | South Venice | 67.9 | 52.0% | 22.2% | 12.5% | 3.9% | 28.8% |
| 187 | Lake City | 67.7 | 49.1% | 33.7% | 19.8% | 2.5% | 22.1% |
| 188 | Panama City Beach | 67.4 | 59.5% | 17.8% | 10.0% | 5.0% | 26.6% |
| 189 | Key West | 67.3 | 62.0% | 17.7% | 10.9% | 2.2% | 30.6% |
| 190 | Port Orange | 66.6 | 54.4% | 22.5% | 11.0% | 4.7% | 26.3% |
| 191 | Fruitville | 66.4 | 59.4% | 20.5% | 8.6% | 3.6% | 28.8% |
| 192 | Haines City | 65.4 | 57.5% | 22.7% | 16.1% | 3.9% | 22.3% |
| 193 | Thonotosassa | 65.4 | 51.2% | 23.1% | 16.7% | 6.6% | 19.1% |
| 194 | Princeton | 65.3 | 63.5% | 16.9% | 10.5% | 5.1% | 23.7% |
| 195 | Citrus Park | 65.3 | 58.5% | 21.5% | 10.3% | 4.9% | 24.3% |
| 196 | Brandon | 64.9 | 56.5% | 17.5% | 11.4% | 4.6% | 26.9% |
| 197 | Bee Ridge | 64.2 | 59.1% | 20.5% | 7.2% | 1.3% | 33.5% |
| 198 | Pensacola | 64.1 | 51.6% | 23.7% | 12.6% | 6.3% | 21.4% |
| 199 | Coral Springs | 64.0 | 62.5% | 14.4% | 7.6% | 5.1% | 26.7% |
| 200 | Coral Terrace | 63.4 | 56.6% | 21.3% | 10.8% | 3.8% | 26.3% |
| 201 | Jensen Beach | 63.2 | 51.0% | 26.0% | 16.7% | 4.3% | 21.4% |
| 202 | Apopka | 62.9 | 68.4% | 14.3% | 10.2% | 3.8% | 24.4% |
| 203 | Punta Gorda | 62.6 | 69.6% | 19.9% | 8.3% | 5.0% | 19.7% |
| 204 | Vero Beach | 62.4 | 54.8% | 26.9% | 16.1% | 3.4% | 21.0% |
| 205 | Meadow Woods | 62.2 | 60.6% | 15.0% | 8.4% | 4.3% | 27.6% |
| 206 | Country Walk | 62.1 | 79.2% | 8.9% | 6.0% | 2.9% | 26.3% |
| 207 | Southchase | 62.1 | 45.4% | 19.9% | 11.9% | 6.1% | 26.2% |
| 208 | The Crossings | 62.0 | 67.2% | 18.6% | 7.6% | 2.1% | 27.7% |
| 209 | Sarasota Springs | 61.9 | 61.6% | 14.0% | 12.7% | 3.2% | 26.8% |
| 210 | Kendall | 61.8 | 60.7% | 17.7% | 11.2% | 3.3% | 26.2% |
| 211 | Temple Terrace | 61.5 | 54.4% | 21.9% | 9.0% | 3.7% | 27.6% |
| 212 | Carrollwood | 61.3 | 59.5% | 19.4% | 8.4% | 4.5% | 25.1% |
| 213 | New Smyrna Beach | 60.9 | 57.6% | 19.4% | 8.2% | 5.2% | 24.5% |
| 214 | Olympia Heights | 60.3 | 68.5% | 19.2% | 12.2% | 1.8% | 23.4% |
| 215 | Rockledge | 60.3 | 55.4% | 17.8% | 9.0% | 5.0% | 25.9% |
| 216 | Marco Island | 60.1 | 66.7% | 14.8% | 7.3% | 4.8% | 23.5% |
| 217 | Union Park | 59.9 | 54.1% | 19.8% | 13.8% | 3.4% | 25.3% |
| 218 | The Villages | 59.8 | 69.3% | 17.5% | 4.7% | 5.3% | 21.6% |
| 219 | Fairview Shores | 59.7 | 53.2% | 28.3% | 11.8% | 2.4% | 24.9% |
| 220 | Key Largo | 59.2 | 56.9% | 18.3% | 9.9% | 3.8% | 26.4% |
| 221 | North Port | 58.8 | 59.4% | 14.3% | 6.7% | 4.9% | 27.0% |
| 222 | Plant City | 58.3 | 55.2% | 18.5% | 15.0% | 2.9% | 25.1% |
| 223 | Wellington | 58.1 | 61.2% | 12.1% | 7.8% | 4.7% | 26.6% |
| 224 | World Golf Village | 58.0 | 84.1% | 8.0% | 5.4% | 2.7% | 23.5% |
| 225 | Fort Walton Beach | 57.5 | 54.5% | 22.6% | 13.3% | 3.5% | 22.9% |
| 226 | Bardmoor | 57.2 | 69.4% | 18.8% | 8.6% | 2.5% | 22.9% |
| 227 | Callaway | 56.5 | 59.9% | 19.8% | 9.6% | 3.3% | 24.2% |
| 228 | DeLand | 56.5 | 58.3% | 21.7% | 11.0% | 3.5% | 22.6% |
| 229 | Lakeside | 56.4 | 52.2% | 19.0% | 8.9% | 6.7% | 21.7% |
| 230 | Jupiter | 56.1 | 62.6% | 14.8% | 9.5% | 3.0% | 25.9% |
| 231 | Bloomingdale | 55.9 | 63.8% | 12.7% | 8.9% | 3.6% | 25.4% |
| 232 | Wimauma | 55.9 | 39.1% | 15.9% | 23.6% | 4.1% | 24.3% |
| 233 | Port Salerno | 55.7 | 47.0% | 18.6% | 7.1% | 6.5% | 25.6% |
| 234 | East Lake | 55.5 | 63.1% | 15.1% | 6.2% | 4.9% | 23.5% |
| 235 | Sugarmill Woods | 55.3 | 46.5% | 25.8% | 10.8% | 5.6% | 21.4% |
| 236 | Lake Magdalene | 55.2 | 57.3% | 17.8% | 13.0% | 3.6% | 22.8% |
| 237 | Winter Garden | 55.1 | 51.0% | 16.9% | 9.9% | 6.6% | 22.1% |
| 238 | Deltona | 54.9 | 53.4% | 18.0% | 10.2% | 3.4% | 26.7% |
| 239 | Ruskin | 54.4 | 58.5% | 17.6% | 10.8% | 4.5% | 21.5% |
| 240 | Hunters Creek | 54.2 | 63.6% | 9.5% | 7.0% | 4.7% | 25.3% |
| 241 | Maitland | 54.2 | 52.7% | 14.1% | 10.4% | 4.8% | 25.6% |
| 242 | Sunset | 53.9 | 66.1% | 17.6% | 9.1% | 2.4% | 23.2% |
| 243 | Palm Beach Gardens | 53.9 | 56.9% | 14.9% | 7.2% | 3.9% | 27.1% |
| 244 | Bonita Springs | 53.7 | 60.9% | 16.6% | 9.6% | 3.4% | 23.7% |
| 245 | Englewood | 53.6 | 50.5% | 21.6% | 8.5% | 6.0% | 21.5% |
| 246 | Nocatee | 53.5 | 55.7% | 8.9% | 6.2% | 4.7% | 29.6% |
| 247 | Port St. John | 53.5 | 43.8% | 19.3% | 9.9% | 6.3% | 24.2% |
| 248 | Auburndale | 53.3 | 65.1% | 22.1% | 9.6% | 3.5% | 18.6% |
| 249 | Ocoee | 52.6 | 58.3% | 12.7% | 10.3% | 4.5% | 23.6% |
| 250 | Lakewood Park | 52.6 | 53.6% | 25.0% | 9.4% | 3.4% | 22.6% |
| 251 | Eustis | 52.2 | 54.6% | 25.4% | 9.6% | 3.8% | 20.8% |
| 252 | Oldsmar | 51.7 | 66.4% | 15.1% | 8.6% | 4.5% | 19.4% |
| 253 | Shady Hills | 51.0 | 51.3% | 23.9% | 12.2% | 5.4% | 17.4% |
| 254 | Bartow | 50.4 | 41.0% | 23.5% | 18.1% | 4.4% | 20.1% |
| 255 | Land O' Lakes | 50.2 | 50.8% | 13.5% | 8.3% | 5.5% | 24.9% |
| 256 | Progress Village | 50.1 | 48.5% | 15.8% | 7.4% | 4.6% | 27.3% |
| 257 | Lighthouse Point | 49.4 | 58.0% | 18.1% | 6.8% | 3.3% | 24.5% |
| 258 | Royal Palm Beach | 49.3 | 54.8% | 13.7% | 5.9% | 3.5% | 28.4% |
| 259 | Cape Canaveral | 48.9 | 43.4% | 26.8% | 9.6% | 4.0% | 23.5% |
| 260 | Trinity | 48.3 | 55.0% | 9.4% | 9.9% | 4.1% | 25.9% |
| 261 | Winter Park | 48.3 | 55.9% | 20.2% | 9.3% | 4.5% | 19.7% |
| 262 | Forest City | 48.3 | 53.0% | 14.7% | 9.5% | 3.9% | 24.9% |
| 263 | Tarpon Springs | 48.3 | 55.1% | 21.8% | 10.0% | 4.1% | 19.6% |
| 264 | Alafaya | 48.2 | 51.1% | 14.8% | 9.3% | 4.9% | 23.8% |
| 265 | Pebble Creek | 48.2 | 70.0% | 8.6% | 6.0% | 2.4% | 25.3% |
| 266 | Miami Springs | 48.2 | 63.5% | 23.0% | 10.0% | 1.7% | 19.9% |
| 267 | Lynn Haven | 48.0 | 64.8% | 12.9% | 6.5% | 3.4% | 23.2% |
| 268 | Conway | 47.9 | 58.7% | 15.9% | 8.9% | 3.3% | 23.1% |
| 269 | North Palm Beach | 47.2 | 54.3% | 17.8% | 7.7% | 2.3% | 26.8% |
| 270 | Northdale | 47.0 | 65.7% | 12.3% | 5.7% | 3.6% | 22.7% |
| 271 | DeBary | 46.9 | 59.8% | 13.4% | 5.3% | 4.3% | 23.7% |
| 272 | Valrico | 46.7 | 59.0% | 14.4% | 9.9% | 3.4% | 22.2% |
| 273 | Riverview | 46.7 | 55.3% | 14.1% | 7.5% | 4.3% | 23.9% |
| 274 | Lakewood Ranch | 46.7 | 64.5% | 10.9% | 7.4% | 3.7% | 22.4% |
| 275 | Weston | 46.2 | 62.4% | 9.2% | 6.1% | 3.9% | 24.5% |
| 276 | Yulee | 46.0 | 54.1% | 15.5% | 10.4% | 2.7% | 24.7% |
| 277 | Cooper City | 45.3 | 63.8% | 9.1% | 5.0% | 4.0% | 24.0% |
| 278 | Miami Shores | 45.2 | 56.1% | 10.8% | 7.6% | 5.4% | 22.1% |
| 279 | On Top of the World | 44.5 | 48.5% | 21.9% | 7.0% | 3.6% | 24.0% |
| 280 | Rotonda | 44.3 | 62.1% | 24.2% | 5.7% | 2.9% | 18.6% |
| 281 | Coral Gables | 43.2 | 54.8% | 17.2% | 9.4% | 3.6% | 21.2% |
| 282 | Wekiwa Springs | 43.0 | 62.7% | 14.1% | 5.3% | 4.3% | 20.3% |
| 283 | Key Biscayne | 42.7 | 65.7% | 11.2% | 5.5% | 2.8% | 23.1% |
| 284 | Vero Beach South | 42.7 | 51.7% | 18.6% | 9.1% | 3.8% | 21.5% |
| 285 | Upper Grand Lagoon | 41.7 | 56.8% | 13.7% | 8.1% | 2.6% | 24.3% |
| 286 | Wesley Chapel | 41.4 | 52.1% | 12.6% | 6.4% | 4.9% | 23.4% |
| 287 | Winter Springs | 41.2 | 52.0% | 14.1% | 6.8% | 4.0% | 24.2% |
| 288 | Marion Oaks | 40.9 | 38.3% | 16.8% | 10.2% | 3.7% | 27.5% |
| 289 | Highland City | 40.7 | 54.0% | 14.5% | 5.9% | 2.6% | 26.3% |
| 290 | Pace | 40.5 | 45.6% | 15.8% | 12.2% | 5.5% | 19.1% |
| 291 | Gonzalez | 38.9 | 61.3% | 16.7% | 4.2% | 4.4% | 18.3% |
| 292 | Naples | 38.2 | 69.7% | 13.7% | 6.5% | 2.3% | 18.1% |
| 293 | Florida Ridge | 38.1 | 36.7% | 21.2% | 11.3% | 3.5% | 24.2% |
| 294 | Oviedo | 37.9 | 58.8% | 9.2% | 5.3% | 5.3% | 20.0% |
| 295 | Estero | 37.4 | 53.5% | 15.4% | 7.7% | 3.1% | 22.1% |
| 296 | West Melbourne | 37.3 | 45.8% | 13.9% | 7.3% | 4.5% | 23.8% |
| 297 | Apollo Beach | 36.0 | 57.0% | 11.4% | 4.6% | 4.2% | 21.6% |
| 298 | Medulla | 35.5 | 49.2% | 17.8% | 8.7% | 2.9% | 21.8% |
| 299 | Atlantic Beach | 35.4 | 53.6% | 13.7% | 7.7% | 3.2% | 21.8% |
| 300 | Jupiter Farms | 35.3 | 54.2% | 9.3% | 2.8% | 3.3% | 26.8% |
| 301 | Palmetto Bay | 35.2 | 68.9% | 11.8% | 5.8% | 2.7% | 17.7% |
| 302 | Destin | 34.8 | 49.2% | 13.7% | 7.4% | 2.1% | 26.1% |
| 303 | Horizon West | 34.1 | 55.8% | 9.4% | 7.3% | 2.9% | 23.2% |
| 304 | Merritt Island | 33.9 | 53.3% | 16.2% | 7.4% | 4.1% | 18.4% |
| 305 | Celebration | 33.9 | 50.1% | 13.9% | 3.8% | 3.3% | 25.2% |
| 306 | Fish Hawk | 33.2 | 48.7% | 16.2% | 7.2% | 4.2% | 20.2% |
| 307 | San Carlos Park | 32.2 | 44.5% | 15.0% | 9.4% | 2.7% | 23.9% |
| 308 | Fernandina Beach | 32.2 | 57.6% | 16.9% | 11.3% | 2.7% | 15.4% |
| 309 | Fuller Heights | 32.1 | 43.6% | 14.7% | 7.7% | 4.9% | 21.1% |
| 310 | Parkland | 31.2 | 66.4% | 8.1% | 4.3% | 3.1% | 19.1% |
| 311 | Lutz | 31.2 | 65.0% | 10.8% | 6.1% | 2.6% | 18.2% |
| 312 | Niceville | 30.9 | 55.0% | 15.7% | 10.3% | 1.1% | 20.5% |
| 313 | Viera East | 29.3 | 45.8% | 15.3% | 3.5% | 4.6% | 21.8% |
| 314 | Midway | 29.0 | 48.2% | 15.4% | 6.9% | 3.4% | 20.6% |
| 315 | East Milton | 28.7 | 23.5% | 25.4% | 12.5% | 4.3% | 21.4% |
| 316 | Miami Lakes | 28.5 | 45.0% | 11.4% | 6.0% | 3.1% | 25.0% |
| 317 | Cypress Gardens | 27.5 | 49.2% | 11.8% | 11.1% | 1.7% | 21.8% |
| 318 | Oakleaf Plantation | 26.2 | 46.9% | 13.8% | 8.8% | 1.8% | 22.8% |
| 319 | Palm City | 25.9 | 48.6% | 10.8% | 5.6% | 4.9% | 19.2% |
| 320 | Palmer Ranch | 25.6 | 52.3% | 15.8% | 6.9% | 1.5% | 20.9% |
| 321 | Lake Butler | 24.9 | 66.4% | 10.3% | 3.7% | 2.7% | 16.4% |
| 322 | Green Cove Springs | 24.7 | 27.1% | 17.0% | 12.7% | 6.4% | 17.8% |
| 323 | Palm Valley | 23.6 | 64.6% | 10.8% | 4.2% | 1.2% | 19.1% |
| 324 | Westchase | 23.4 | 45.6% | 13.5% | 5.3% | 3.6% | 21.0% |
| 325 | Satellite Beach | 23.2 | 45.3% | 9.8% | 4.1% | 5.8% | 19.2% |
| 326 | Safety Harbor | 21.6 | 41.6% | 18.9% | 6.1% | 3.2% | 19.6% |
| 327 | Milton | 20.6 | 23.2% | 16.8% | 8.1% | 5.4% | 22.9% |
| 328 | Lake Mary | 20.0 | 48.3% | 9.2% | 3.5% | 2.6% | 23.3% |
| 329 | Navarre | 19.7 | 40.1% | 9.8% | 5.8% | 3.9% | 22.4% |
| 330 | Fleming Island | 19.6 | 51.3% | 8.6% | 5.7% | 2.8% | 19.9% |
| 331 | Gateway | 19.4 | 41.1% | 10.8% | 3.6% | 4.7% | 21.1% |
| 332 | Viera West | 19.2 | 41.7% | 12.3% | 3.2% | 2.9% | 24.0% |
| 333 | Groveland | 17.5 | 39.8% | 11.8% | 3.6% | 4.5% | 20.7% |
| 334 | Fruit Cove | 17.3 | 55.9% | 6.3% | 2.7% | 2.8% | 19.8% |
| 335 | Cheval | 16.7 | 47.3% | 13.9% | 4.6% | 3.5% | 17.0% |
| 336 | Pasadena Hills | 13.4 | 41.4% | 17.9% | 4.3% | 3.3% | 16.5% |
| 337 | Laurel | 12.9 | 47.5% | 15.4% | 5.6% | 1.6% | 17.2% |
| 338 | Keystone | 11.3 | 49.5% | 8.4% | 3.9% | 3.2% | 16.7% |
| 339 | Pinecrest | 11.2 | 59.9% | 9.5% | 4.3% | 3.0% | 11.3% |
| 340 | Minneola | 10.9 | 34.2% | 10.8% | 4.7% | 3.0% | 22.4% |
| 341 | Middleburg | 10.7 | 36.3% | 13.6% | 8.0% | 3.0% | 17.6% |
| 342 | Alachua | 10.4 | 37.0% | 15.3% | 9.5% | 1.4% | 18.5% |
| 343 | Jacksonville Beach | 10.0 | 45.1% | 12.1% | 4.8% | 1.8% | 18.4% |
| 344 | Asbury Lake | 5.7 | 33.9% | 6.8% | 2.2% | 0.9% | 25.8% |
| 345 | Lakeland Highlands | 3.5 | 30.9% | 8.5% | 2.7% | 2.9% | 18.9% |
| 346 | Bradfordville | 1.5 | 29.9% | 7.4% | 3.6% | 2.0% | 16.9% |
| 347 | The Acreage | 1.3 | 15.9% | 7.7% | 4.6% | 3.7% | 18.8% |
Score = national percentile (100 = more strain than every other ranked U.S. city). See the national ranking, or personal loans in Florida.
Download the full dataset (CSV)
Methodology
The Cash Strain Index combines five measures of household financial pressure for every U.S. city with 10,000+ residents that has complete data (4,121 cities; college towns with a median age under 25 are excluded because student households distort income measures): the share of renters paying 30% or more of income on rent, the share of households earning under $35,000, the poverty rate, the unemployment rate, and median annual rent as a percentage of median household income. Each measure is standardized (z-score) across all ranked cities and the five are averaged with equal weight. The score shown is a percentile from 0 to 100, where 100 means more strain than every other ranked city. The national list ranks cities with 100,000+ residents; state lists rank every city with 10,000+ residents.
Data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (tables B25070, B19001, B17001, B23025, B25064, B19013). ACS estimates carry margins of error, so small differences between neighboring ranks are not meaningful.
Use this data
Journalists, researchers and bloggers may use these rankings and the CSV with credit and a link to this page (“Zebra Finance Cash Strain Index 2026”). Questions or a custom cut for your city: support@zebrafinance.com.