Loans in Brevard County, FL: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Brevard County, FL.
The median household in Brevard County earns $78,476 a year, 5% above the Florida median of $74,568. About 10% of residents live below the federal poverty line, and 23.3% of households rent their home.
What you need for a payday loan in Brevard County
Here's what to have on hand before you start your payday loan request in Brevard County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Brevard County
What Brevard County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Rent duecover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Brevard County
Payday Loans Legal
Payday loans (called deferred presentment transactions) are legal in Florida from lenders licensed by the Office of Financial Regulation, under Part IV of Chapter 560, Florida…
Personal Loans
Licensed consumer finance lenders: 36% a year on the first $10,000, lower tiers above, for loans up to $25,000.
Title Loans Legal
Car title loans are legal in Florida from lenders licensed under the Florida Title Loan Act (Chapter 537), with interest capped at 18%-30% a year depending on loan size.
Banks and credit unions in Brevard County
Banks with branches in Brevard County
88 FDIC-insured bank branches from 17 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Truist Bank | 15 | 106 Brevard Ave, Cocoa 32922 |
| JPMorgan Chase Bank, National Association | 13 | 505 Brevard Ave, Cocoa 32922 |
| Wells Fargo Bank, National Association | 11 | 834 N Cocoa Blvd, Cocoa 32922 |
| Bank of America, National Association | 9 | 15 E Merritt Island Cswy, Merritt Island 32952 |
| PNC Bank, National Association | 9 | 5295 Babcock St Ne, Palm Bay 32905 |
| TD Bank, National Association | 7 | 4625 Babcock St Ne, Palm Bay 32905 |
| Regions Bank | 6 | 2350 Us Highway 1, Mims 32754 |
| Fifth Third Bank, National Association | 4 | 3035 W New Haven Avenue, Melbourne 32904 |
| Community Bank of the South | 3 | 277 N Sykes Creek Pkwy, Merritt Island 32953 |
| Seacoast National Bank | 2 | 340 N Harbor City Blvd, Melbourne 32935 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Brevard County
53 credit-union locations from 9 credit unions.
| Credit union | Location |
|---|---|
| Navy Federal Credit Union | 1024 Jimmy Buffett Mem Hwy, Satellite Beach 32937 |
| Vystar | 1809 Cheney Hwy, Titusville 32780 |
| Space Coast | 20 S Wickham Rd, Melbourne 32904 |
| Addition Financial | 1380 N Courtenay Pkwy, Merritt Island 32953 |
| Elga | 3303 Suntree Blvd, Melbourne 32940 |
| Launch Credit Union | 300 S Plumosa St, Merritt Island 32952 |
| Northrop Grumman | 2000 W Nasa Blvd, Melbourne 32904 |
| Community Credit Union Of Florida | 1030 Us Highway 1, Rockledge 32955 |
| Priority | 2305 Minton Rd, West Melbourne 32904 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Brevard County
All Florida counties and cities
Frequently asked questions
Are payday loans legal in Brevard County?
Brevard County follows Florida law. Payday loans (called deferred presentment transactions) are legal in Florida from lenders licensed by the Office of Financial Regulation, under Part IV of Chapter 560, Florida Statutes.
Are title loans legal in Brevard County?
Car title loans are legal in Florida from lenders licensed under the Florida Title Loan Act (Chapter 537), with interest capped at 18%-30% a year depending on loan size.
Where can I get a small loan in Brevard County?
Options include 88 bank and 53 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Brevard County?
Fill out our short online form from anywhere in Brevard County. We share it with lenders in our network that serve Florida; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Brevard County, FL?
You can apply at banks, credit unions and lenders in Brevard County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Florida residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Brevard County with bad credit?
Yes, many lenders in our network work with Brevard County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Brevard County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Brevard County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Brevard County?
Yes. You don't need to visit a branch or storefront anywhere in Brevard County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Florida. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.