Loans in Duval County, FL: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Duval County, FL.
The median household in Duval County earns $71,277 a year, about the same as the Florida median of $74,568. About 14% of residents live below the federal poverty line, and 41.8% of households rent their home.
What you need for a payday loan in Duval County
Lenders that serve Duval County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Duval County
What Duval County borrowers use it for
keep getting to work while the shop fixes it
Need money nowthe fastest options online
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Duval County
Payday Loans Legal
Payday loans (called deferred presentment transactions) are legal in Florida from lenders licensed by the Office of Financial Regulation, under Part IV of Chapter 560, Florida…
Personal Loans
Licensed consumer finance lenders: 36% a year on the first $10,000, lower tiers above, for loans up to $25,000.
Title Loans Legal
Car title loans are legal in Florida from lenders licensed under the Florida Title Loan Act (Chapter 537), with interest capped at 18%-30% a year depending on loan size.
Banks and credit unions in Duval County
Banks with branches in Duval County
160 FDIC-insured bank branches from 31 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Wells Fargo Bank, National Association | 24 | 1601 Main St, Jacksonville 32233 |
| Bank of America, National Association | 15 | 301 3rd St, Neptune Beach 32266 |
| Truist Bank | 15 | 9250 Baymeadows Rd, Jacksonville 32256 |
| JPMorgan Chase Bank, National Association | 14 | 7301 Baymeadows Way, Jacksonville 32256 |
| PNC Bank, National Association | 10 | 8430 Blanding Blvd, Jacksonville 32244 |
| Ameris Bank | 9 | 11100 San Jose Blvd, Jacksonville 32223 |
| Fifth Third Bank, National Association | 9 | 11683 San Jose Blvd, Jacksonville 32223 |
| Regions Bank | 9 | 4297 Roosevelt Blvd, Jacksonville 32210 |
| Woodforest National Bank | 7 | 12100 Lem Turner Rd, Jacksonville 32218 |
| EverBank, National Association | 6 | 4211 San Juan Ave, Jacksonville 32210 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Duval County
99 credit-union locations from 18 credit unions.
| Credit union | Location |
|---|---|
| Coastline | 4651 Emerson St, Jacksonville 32207 |
| Farmers | 6611 Dunn Ave, Jacksonville 32218 |
| Navy Federal Credit Union | 550 Airport Center Dr, Jacksonville 32218 |
| Vystar | 7795 103Rd St, Jacksonville 32210 |
| Community First Credit Union Of Flo | 637 N Lee St, Jacksonville 32204 |
| Together | 155 Busch Dr, Jacksonville 32218 |
| Publix Employees | 9730 Hutchinson Park Dr, Jacksonville 32225 |
| Self-Help | 9580 Hutchinson Park Dr, Jacksonville 32225 |
| Mayo Employees | 4500 San Pablo Rd S, Jacksonville 32224 |
| First Florida | 500 W 1St St, Jacksonville 32202 |
| Radifi | 562 Park St, Jacksonville 32204 |
| Alive | 9790 Touchton Rd, Jacksonville 32246 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Duval County
All Florida counties and cities
Frequently asked questions
Are payday loans legal in Duval County?
Duval County follows Florida law. Payday loans (called deferred presentment transactions) are legal in Florida from lenders licensed by the Office of Financial Regulation, under Part IV of Chapter 560, Florida Statutes.
Are title loans legal in Duval County?
Car title loans are legal in Florida from lenders licensed under the Florida Title Loan Act (Chapter 537), with interest capped at 18%-30% a year depending on loan size.
Where can I get a small loan in Duval County?
Options include 160 bank and 99 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Duval County?
Fill out our short online form from anywhere in Duval County. We share it with lenders in our network that serve Florida; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Duval County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Duval County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Duval County?
Yes. You don't need to visit a branch or storefront anywhere in Duval County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Florida. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Duval County?
Yes. When an unexpected bill comes up, Duval County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Duval County, FL?
You can apply at banks, credit unions and lenders in Duval County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Florida residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.