Loans in Flagler County, FL: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Flagler County, FL.
The median household in Flagler County earns $77,363 a year, about the same as the Florida median of $74,568. About 10% of residents live below the federal poverty line, and 17.0% of households rent their home.
What you need for a payday loan in Flagler County
Here's what to have on hand before you start your payday loan request in Flagler County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Flagler County
What Flagler County borrowers use it for
the fastest options online
Moving costsdeposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Flagler County
Payday Loans Legal
Payday loans (called deferred presentment transactions) are legal in Florida from lenders licensed by the Office of Financial Regulation, under Part IV of Chapter 560, Florida…
Personal Loans
Licensed consumer finance lenders: 36% a year on the first $10,000, lower tiers above, for loans up to $25,000.
Title Loans Legal
Car title loans are legal in Florida from lenders licensed under the Florida Title Loan Act (Chapter 537), with interest capped at 18%-30% a year depending on loan size.
Banks and credit unions in Flagler County
Banks with branches in Flagler County
19 FDIC-insured bank branches from 9 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of America, National Association | 3 | 300 E Moody Blvd, Bunnell 32110 |
| Truist Bank | 3 | 220 Palm Coast Pkwy Ne, Palm Coast 32137 |
| Wells Fargo Bank, National Association | 3 | 1050 Palm Coast Pkwy Sw, Palm Coast 32137 |
| PNC Bank, National Association | 3 | 21 Cypress Point Pkwy, Palm Coast 32164 |
| Intracoastal Bank | 2 | 1290 Palm Coast Pkwy Nw, Palm Coast 32137 |
| JPMorgan Chase Bank, National Association | 2 | 214 Palm Coast Pkwy Ne, Palm Coast 32137 |
| Ameris Bank | 1 | 181 Cypress Point Pkwy, Palm Coast 32164 |
| SouthState Bank, National Association | 1 | 175 Cypress Point Pkwy, Palm Coast 32164 |
| TrustCo Bank | 1 | 120 Belle Terre Pkwy, Palm Coast 32164 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Flagler County
5 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Vystar | 305 Palm Coast Pkwy Sw, Palm Coast 32137 |
| Space Coast | 10 Leanni Way, Palm Coast 32137 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Flagler County
All Florida counties and cities
Frequently asked questions
Are payday loans legal in Flagler County?
Flagler County follows Florida law. Payday loans (called deferred presentment transactions) are legal in Florida from lenders licensed by the Office of Financial Regulation, under Part IV of Chapter 560, Florida Statutes.
Are title loans legal in Flagler County?
Car title loans are legal in Florida from lenders licensed under the Florida Title Loan Act (Chapter 537), with interest capped at 18%-30% a year depending on loan size.
Where can I get a small loan in Flagler County?
Options include 19 bank and 5 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Flagler County?
Fill out our short online form from anywhere in Flagler County. We share it with lenders in our network that serve Florida; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Flagler County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Flagler County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Flagler County with bad credit?
Yes, many lenders in our network work with Flagler County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Flagler County?
Yes. When an unexpected bill comes up, Flagler County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Flagler County, FL?
You can apply at banks, credit unions and lenders in Flagler County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Florida residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.