Loans in Martin County, FL: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Martin County, FL.
The median household in Martin County earns $82,943 a year, 11% above the Florida median of $74,568. About 11% of residents live below the federal poverty line, and 20.4% of households rent their home.
What you need for a payday loan in Martin County
Lenders that serve Martin County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Martin County
What Martin County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Martin County
Payday Loans Legal
Payday loans (called deferred presentment transactions) are legal in Florida from lenders licensed by the Office of Financial Regulation, under Part IV of Chapter 560, Florida…
Personal Loans
Licensed consumer finance lenders: 36% a year on the first $10,000, lower tiers above, for loans up to $25,000.
Title Loans Legal
Car title loans are legal in Florida from lenders licensed under the Florida Title Loan Act (Chapter 537), with interest capped at 18%-30% a year depending on loan size.
Banks and credit unions in Martin County
Banks with branches in Martin County
42 FDIC-insured bank branches from 16 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Seacoast National Bank | 6 | 815 S Colorado Ave, Stuart 34994 |
| Wells Fargo Bank, National Association | 6 | 301 Se Ocean Blvd, Stuart 34994 |
| JPMorgan Chase Bank, National Association | 5 | 2280 Se Federal Hwy, Stuart 34994 |
| SouthState Bank, National Association | 4 | 2400 Se Monterey Rd, Stuart 34996 |
| Bank of America, National Association | 4 | 5805 Se Federal Hwy, Stuart 34997 |
| Truist Bank | 4 | 2400 Se Federal Hwy, Stuart 34994 |
| PNC Bank, National Association | 3 | 1021 Ne Jensen Beach Blvd, Jensen Beach 34957 |
| TD Bank, National Association | 2 | 5300 Se Federal Hwy, Stuart 34997 |
| The Northern Trust Company | 1 | 2201 Southeast Kingswood Terrace, Monterey Commons, Stuart 34996 |
| Wilmington Trust, National Association | 1 | 800 Se Monterey Commons Blvd, Stuart 34996 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Martin County
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Midflorida | 2370 S Kanner Hwy, Stuart 34994 |
| Ithink Financial | 2260 Se Federal Hwy, Stuart 34994 |
| Connect Credit Union | 1993 S Kanner Hwy, Stuart 34994 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Martin County
All Florida counties and cities
Frequently asked questions
Are payday loans legal in Martin County?
Martin County follows Florida law. Payday loans (called deferred presentment transactions) are legal in Florida from lenders licensed by the Office of Financial Regulation, under Part IV of Chapter 560, Florida Statutes.
Are title loans legal in Martin County?
Car title loans are legal in Florida from lenders licensed under the Florida Title Loan Act (Chapter 537), with interest capped at 18%-30% a year depending on loan size.
Where can I get a small loan in Martin County?
Options include 42 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Martin County?
Fill out our short online form from anywhere in Martin County. We share it with lenders in our network that serve Florida; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Martin County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Martin County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Martin County?
Yes. You don't need to visit a branch or storefront anywhere in Martin County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Florida. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Martin County with bad credit?
Yes, many lenders in our network work with Martin County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Martin County?
Yes. When an unexpected bill comes up, Martin County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.