Loans in Carroll County, GA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Carroll County, GA.
The median household in Carroll County earns $73,714 a year, about the same as the Georgia median of $77,353. About 15% of residents live below the federal poverty line, and 28.7% of households rent their home.
What you need for a personal loan in Carroll County
Most Carroll County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Carroll County
What Carroll County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Carroll County
Payday Loans Not available
Payday loans are illegal in Georgia.
Personal Loans
Loans $3,000 or less need an installment lender license; above $3,000, any written rate.
Title Loans Legal
Car title loans in Georgia are made as 'title pawns' under the state's pawnshop law, not under a consumer loan law.
Banks and credit unions in Carroll County
Banks with branches in Carroll County
20 FDIC-insured bank branches from 11 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Pinnacle Bank | 3 | 810 S Park St, Carrollton 30117 |
| Truist Bank | 3 | 1371 S Park St, Carrollton 30117 |
| Bank OZK | 3 | 725 W Bankhead Hwy, Villa Rica 30180 |
| Regions Bank | 2 | 1 Community Square Blvd, Villa Rica 30180 |
| United Community Bank | 2 | 119 Maple St, Carrollton 30117 |
| Wells Fargo Bank, National Association | 2 | 848 Bankhead Why, Carrollton 30117 |
| Bank of America, National Association | 1 | 600 Maple St, Carrollton 30117 |
| SouthState Bank, National Association | 1 | 820 Dixie St, Carrollton 30117 |
| FirstBank | 1 | 905 Maple St, Carrollton 30117 |
| American Commerce Bank, National Association | 1 | 314 Newnan St, Carrollton 30117 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Carroll County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Associated Credit Union | 1219 N Park St, Carrollton 30117 |
| Credit Union 1 | 1200 S Park St, Carrollton 30117 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Carroll County
All Georgia counties and cities
Frequently asked questions
Are payday loans legal in Carroll County?
Carroll County follows Georgia law. Payday loans are illegal in Georgia.
Are title loans legal in Carroll County?
Car title loans in Georgia are made as 'title pawns' under the state's pawnshop law, not under a consumer loan law.
Where can I get a small loan in Carroll County?
Options include 20 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Carroll County?
Fill out our short online form from anywhere in Carroll County. We share it with lenders in our network that serve Georgia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Carroll County with bad credit?
Yes, many lenders in our network work with Carroll County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Carroll County?
Yes. You don't need to visit a branch or storefront anywhere in Carroll County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Georgia. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Carroll County?
Yes. When an unexpected bill comes up, Carroll County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Carroll County, GA?
You can apply at banks, credit unions and lenders in Carroll County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Georgia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.