Loans in Colquitt County, GA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Colquitt County, GA.
The median household in Colquitt County earns $49,341 a year, 36% below the Georgia median of $77,353. About 23% of residents live below the federal poverty line, and 36.3% of households rent their home. 13.6% of households have no home internet; our form works on any phone.
What you need for a personal loan in Colquitt County
Most Colquitt County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Colquitt County
What Colquitt County borrowers use it for
deposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Colquitt County
Payday Loans Not available
Payday loans are illegal in Georgia.
Personal Loans
Loans $3,000 or less need an installment lender license; above $3,000, any written rate.
Title Loans Legal
Car title loans in Georgia are made as 'title pawns' under the state's pawnshop law, not under a consumer loan law.
Banks and credit unions in Colquitt County
Banks with branches in Colquitt County
12 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Ameris Bank | 4 | 137 West Broad Avenue, Doerun 31744 |
| Renasant Bank | 2 | 201 1st St Se, Moultrie 31768 |
| South Georgia Banking Company | 1 | 410 Lane St, Moultrie 31768 |
| Colony Bank | 1 | 621 Veterans Pkwy N, Moultrie 31788 |
| The Trust Bank | 1 | 2424 Tallokas Rd, Moultrie 31788 |
| Commercial Banking Company | 1 | 419 B. South Main Street, Moultrie 31768 |
| Moultrie Bank & Trust | 1 | 600 Veterans Parkway North, Moultrie 31788 |
| First National Bank of Decatur County | 1 | 26 S Main St, Moultrie 31768 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Colquitt County
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Colquitt County Teacher | 1833 Park Ave Se, Moultrie 31768 |
| Georgia'S Own | 1705 4Th Ave Ne, Moultrie 31768 |
| Southeastern | 250 Doc Darbyshire Rd, Moultrie 31788 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Colquitt County
All Georgia counties and cities
Frequently asked questions
Are payday loans legal in Colquitt County?
Colquitt County follows Georgia law. Payday loans are illegal in Georgia.
Are title loans legal in Colquitt County?
Car title loans in Georgia are made as 'title pawns' under the state's pawnshop law, not under a consumer loan law.
Where can I get a small loan in Colquitt County?
Options include 12 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Colquitt County?
Fill out our short online form from anywhere in Colquitt County. We share it with lenders in our network that serve Georgia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Colquitt County?
Yes. When an unexpected bill comes up, Colquitt County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Colquitt County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Colquitt County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Colquitt County with bad credit?
Yes, many lenders in our network work with Colquitt County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Colquitt County?
Yes. You don't need to visit a branch or storefront anywhere in Colquitt County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Georgia. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.