Loans in Taylor County, KY: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Taylor County, KY.
The median household in Taylor County earns $60,456 a year, 5% below the Kentucky median of $63,726. About 18% of residents live below the federal poverty line, and 31.2% of households rent their home.
What you need for a payday loan in Taylor County
Here's what to have on hand before you start your payday loan request in Taylor County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Taylor County
What Taylor County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Taylor County
Payday Loans Legal
Payday loans (called deferred deposit transactions) are legal in Kentucky from lenders licensed by the Department of Financial Institutions under KRS Chapter 286, Subtitle 9.
Personal Loans
Tiered monthly caps: 3% to $5,000, 2.42% to $10,000, 2.25% to $15,000.
Title Loans Limited
Kentucky has no separate title-pledge law.
Banks and credit unions in Taylor County
Banks with branches in Taylor County
14 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Taylor County Bank | 4 | 201 Lebanon Ave, Campbellsville 42718 |
| Citizens Bank & Trust Company | 4 | 201 E Main St, Campbellsville 42718 |
| Community Trust Bank, Inc. | 2 | 1218 E Broadway St, Campbellsville 42718 |
| Forcht Bank, National Association | 2 | 1405 E Broadway St, Campbellsville 42718 |
| United Citizens Bank of Southern Kentucky | 1 | 294 Campbellsville Byp, Campbellsville 42718 |
| Magnolia Bank, Incorporated | 1 | 101 Winston Way, Campbellsville 42718 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Taylor County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Abound | 121 Walmart Dr, Campbellsville 42718 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Taylor County
All Kentucky counties and cities
Frequently asked questions
Are payday loans legal in Taylor County?
Taylor County follows Kentucky law. Payday loans (called deferred deposit transactions) are legal in Kentucky from lenders licensed by the Department of Financial Institutions under KRS Chapter 286, Subtitle 9.
Are title loans legal in Taylor County?
Kentucky has no separate title-pledge law.
Where can I get a small loan in Taylor County?
Options include 14 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Taylor County?
Fill out our short online form from anywhere in Taylor County. We share it with lenders in our network that serve Kentucky; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Taylor County with bad credit?
Yes, many lenders in our network work with Taylor County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Taylor County, KY?
You can apply at banks, credit unions and lenders in Taylor County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Kentucky residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Taylor County?
Yes. You don't need to visit a branch or storefront anywhere in Taylor County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Kentucky. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Taylor County?
Yes. When an unexpected bill comes up, Taylor County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.