Personal loans in Campbellsville, KY
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Campbellsville, KY.
The median household in Campbellsville earns $49,644 a year, 22% below the Kentucky median of $63,726. About 23% of residents live below the federal poverty line, and 51.4% of households rent their home. 10.6% of households have no home internet; our form works on any phone.
Kentucky law that applies in Campbellsville
| Rate cap | Licensed lenders may charge up to 3% per month if the loan is $5,000 or less, 2.42% per month for loans over $5,000 up to $10,000, and 2.25% per month for loans over $10,000. |
|---|---|
| License required | Consumer loan companies must be licensed by DFI; applications go through NMLS. |
| Loan sizes covered | Loans up to $15,000, excluding charges. |
Full rules with statute citations: Personal Loans in Kentucky. Cities in Kentucky cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Campbellsville
Lenders that serve Campbellsville typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Campbellsville
What Campbellsville borrowers use it for
the fastest options online
Rent duecover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
How to get a personal loan in Campbellsville
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Campbellsville
14 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Taylor County Bank | 4 | 201 Lebanon Ave, Campbellsville 42718 |
| Citizens Bank & Trust Company | 4 | 201 E Main St, Campbellsville 42718 |
| Community Trust Bank, Inc. | 2 | 1218 E Broadway St, Campbellsville 42718 |
| Forcht Bank, National Association | 2 | 1405 E Broadway St, Campbellsville 42718 |
| United Citizens Bank of Southern Kentucky | 1 | 294 Campbellsville Byp, Campbellsville 42718 |
| Magnolia Bank, Incorporated | 1 | 101 Winston Way, Campbellsville 42718 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Campbellsville
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Abound | 121 Walmart Dr, Campbellsville 42718 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Taylor County · Payday Loans in Campbellsville
Frequently asked questions
Can I get a personal loan with bad credit in Campbellsville?
Possibly. Lenders in our network consider applicants with fair and bad credit across Kentucky, including Campbellsville. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Campbellsville, KY?
Tiered monthly caps: 3% to $5,000, 2.42% to $10,000, 2.25% to $15,000.
How fast can I get a personal loan in Campbellsville?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
How long does it take to get a personal loan in Campbellsville?
With online lenders, the process is usually fast. Our form takes about 3 minutes, many lenders make a decision within minutes, and approved funds are often deposited by the next business day. Some lenders may ask for documents such as pay stubs, which can add a little time. Having your information ready before you start helps you get money sooner in Campbellsville.
Can I get a personal loan in Campbellsville with bad credit?
Yes, it's possible. Many lenders in our network work with borrowers who have fair, poor or limited credit, and they look at factors like income and employment, not just your score. Approval and rates depend on your full profile, and nothing is guaranteed, but checking your options is free. Campbellsville residents can see if they qualify for $100 to $5,000 in about 3 minutes.
What credit score do I need for a personal loan?
There's no single minimum. Some lenders want good credit, but many lenders in our network consider fair, poor and limited credit and weigh your income and job history too. A higher score may get you better rates and larger amounts, while lower scores may still qualify for smaller loans. Find out what's available to you in Campbellsville with our free 3-minute form.
How do installment loans work in Campbellsville?
You apply, the lender reviews your income and credit profile, and if you're approved you receive a lump sum deposited into your bank account. You then repay it in equal scheduled payments over an agreed term, with interest built in. Your agreement shows each payment amount and date before you sign. Campbellsville residents can see installment loan offers with our free 3-minute form.
What is an installment loan?
An installment loan is money you borrow and repay in fixed, scheduled payments, usually every two weeks or monthly, until it's paid off. Personal loans, auto loans and many short-term loans are installment loans. Because repayment is spread out, each payment is smaller than a lump sum. Lenders in our network offer installment loans from $100 to $5,000 to Campbellsville borrowers who qualify.
Do I need to visit a store in Campbellsville?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.