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Loans in Caddo Parish, LA: payday, personal & title options

Louisiana law verified 2026-10-25 · County data updated 2026-10-25

Residents of Caddo Parish follow Louisiana lending law: payday loans are legal, car title loans are legal, and personal installment loans are available from licensed and online lenders. Here is local income data, every bank and credit union in the county, and how to request offers.

Request a payday loan in Caddo Parish

✓ Free to use✓ About 3 minutes✓ No obligation✓ Bad credit OK to apply
  1. 1 Choose an amount and fill out the form
  2. 2 Get matched with a lender in our network
  3. 3 Review your offer and get funded, often next business day

Tip: apply on a weekday morning for the best chance of funding by the next business day.

No hard credit inquiry on our end; lenders may check your credit. Not a lender; approval, amount and terms come from the lender. Example: $1,000 over 12 months at 35.99% APR ≈ $100.46/month.

$50,705
Median household income (state $60,756)
22.4%
Below poverty line (state 19.0%)
8.7%
Unemployment rate (state 6.3%)
230,004
Residents

U.S. Census Bureau, ACS 2020–2024 5-year estimates for Caddo Parish, LA.

The median household in Caddo Parish earns $50,705 a year, 17% below the Louisiana median of $60,756. About 22% of residents live below the federal poverty line, and 39.8% of households rent their home. 11.9% of households have no home internet; our form works on any phone.

What you need for a payday loan in Caddo Parish

Lenders that serve Caddo Parish typically ask for the following:

  • Be 18 or older (19 in some states) and a US resident
  • A government-issued photo ID
  • A steady source of income — a job, benefits or self-employment
  • An active checking account in your name for the deposit
  • A working phone number and email address

Popular loan amounts in Caddo Parish

What Caddo Parish borrowers use it for

Loans for your situation

Which loans are available in Caddo Parish

Banks and credit unions in Caddo Parish

Banks with branches in Caddo Parish

71 FDIC-insured bank branches from 23 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.

BankBranchesExample location
Regions Bank84740 Line Ave, Shreveport 71106
Home Federal Bank7222 Florida St, Shreveport 71105
JPMorgan Chase Bank, National Association71673 E 70th St, Shreveport 71105
The Huntington National Bank66025 Line Ave, Shreveport 71106
Citizens Bank & Trust Company of Vivian, Louisiana5120 W Arkansas Ave, Vivian 71082
Community Bank of Louisiana49201 Walker Rd, Shreveport 71118
Red River Bank4401 Market St, Shreveport 71101
Capital One, National Association39181 Mansfield Rd, Shreveport 71118
Bonvenu Bank, National Association39237 Mansfield Rd, Shreveport 71118
b1BANK38550 Fern Ave, Shreveport 71105

Source: FDIC BankFind Suite, retrieved Oct 2026.

Credit unions in Caddo Parish

39 credit-union locations from 16 credit unions.

Credit unionLocation
Campus1501 Kings Hwy, Shreveport 71103
Carter6885 Bert Kouns Ind Loop, Shreveport 71129
Aneca4361 Youree Dr, Shreveport 71105
Post Office Employees2443 Texas Ave, Shreveport 71103
Caddo Parish Teachers4625 Hearne Ave, Shreveport 71108
Barksdale200 N Main St, Shreveport 71107
Red River Employees5895 N Market St, Shreveport 71107
Bossier8701 Business Park Dr, Shreveport 71105
Willis Knighton8400 Mansfield Rd, Shreveport 71108
Wesla2921 Williamson Way, Shreveport 71118
Professional Fire Fighters9410 Healthplex Dr, Shreveport 71106
Louisiana Catholic814 Jordan St, Shreveport 71101

Source: NCUA credit union branch data, June 30, 2026.

Cities in Caddo Parish

All Louisiana counties and cities

Frequently asked questions

Are payday loans legal in Caddo Parish?

Caddo Parish follows Louisiana law. Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred Presentment and Small Loan Act, La.

Are title loans legal in Caddo Parish?

Louisiana has no separate title-loan act.

Where can I get a small loan in Caddo Parish?

Options include 71 bank and 39 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.

How do I get a loan in Caddo Parish?

Fill out our short online form from anywhere in Caddo Parish. We share it with lenders in our network that serve Louisiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.

Can I get a loan in Caddo Parish with bad credit?

Yes, many lenders in our network work with Caddo Parish residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.

Can I get a loan in Caddo Parish on the weekend?

You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Caddo Parish residents can start any time, and it takes about 3 minutes.

Where can I get a loan in Caddo Parish, LA?

You can apply at banks, credit unions and lenders in Caddo Parish, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Louisiana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.

Can I get an emergency loan in Caddo Parish?

Yes. When an unexpected bill comes up, Caddo Parish residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.

Free · about 3 min · no obligationSee if you qualify