Personal loans in Shreveport, LA
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Shreveport, LA.
The median household in Shreveport earns $48,699 a year, 20% below the Louisiana median of $60,756. About 24% of residents live below the federal poverty line, and 46.7% of households rent their home. 12.0% of households have no home internet; our form works on any phone.
Louisiana law that applies in Shreveport
| Rate cap | A licensed lender may charge up to 36% a year on the part of the unpaid principal up to $1,400; 27% on the part from $1,400 to $4,000; 24% on the part from $4,000 to $7,000; and 21% on any part above $7,000. |
|---|---|
| License required | Anyone in the business of making consumer loans must hold a consumer loan license from OFI before making loans; loans may be made only from the licensed location. |
Full rules with statute citations: Personal Loans in Louisiana. Cities in Louisiana cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Shreveport
Lenders that serve Shreveport typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Shreveport
What Shreveport borrowers use it for
gifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Loans for your situation
How to get a personal loan in Shreveport
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Shreveport
66 FDIC-insured bank branches from 21 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Regions Bank | 8 | 4740 Line Ave, Shreveport 71106 |
| Home Federal Bank | 7 | 222 Florida St, Shreveport 71105 |
| JPMorgan Chase Bank, National Association | 7 | 1673 E 70th St, Shreveport 71105 |
| The Huntington National Bank | 6 | 6025 Line Ave, Shreveport 71106 |
| Community Bank of Louisiana | 4 | 9201 Walker Rd, Shreveport 71118 |
| Red River Bank | 4 | 401 Market St, Shreveport 71101 |
| Capital One, National Association | 3 | 9181 Mansfield Rd, Shreveport 71118 |
| Bonvenu Bank, National Association | 3 | 9237 Mansfield Rd, Shreveport 71118 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Shreveport
39 credit-union locations from 16 credit unions.
| Credit union | Location |
|---|---|
| Campus | 1501 Kings Hwy, Shreveport 71103 |
| Carter | 6885 Bert Kouns Ind Loop, Shreveport 71129 |
| Aneca | 4361 Youree Dr, Shreveport 71105 |
| Post Office Employees | 2443 Texas Ave, Shreveport 71103 |
| Caddo Parish Teachers | 4625 Hearne Ave, Shreveport 71108 |
| Barksdale | 200 N Main St, Shreveport 71107 |
| Red River Employees | 5895 N Market St, Shreveport 71107 |
| Bossier | 8701 Business Park Dr, Shreveport 71105 |
| Willis Knighton | 8400 Mansfield Rd, Shreveport 71108 |
| Wesla | 2921 Williamson Way, Shreveport 71118 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Caddo Parish · Bossier Parish · Payday Loans in Shreveport · Title Loans in Shreveport
Frequently asked questions
Can I get a personal loan with bad credit in Shreveport?
Possibly. Lenders in our network consider applicants with fair and bad credit across Louisiana, including Shreveport. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Shreveport, LA?
Blended tiers: 36% to $1,400, 27% to $4,000, 24% to $7,000, 21% above.
How fast can I get a personal loan in Shreveport?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
How long does it take to get a personal loan in Shreveport?
With online lenders, the process is usually fast. Our form takes about 3 minutes, many lenders make a decision within minutes, and approved funds are often deposited by the next business day. Some lenders may ask for documents such as pay stubs, which can add a little time. Having your information ready before you start helps you get money sooner in Shreveport.
How can I get an emergency loan in Shreveport?
Unexpected bills happen, and an online emergency loan can help you handle them quickly. Fill out our 3-minute form with your income and bank details, and lenders in our network will review your request. Many make decisions within minutes, and approved funds are often deposited by the next business day. Amounts range from $100 to $5,000, and you're never obligated to accept an offer.
Where can I find a loan for bad credit in Shreveport?
You can apply at local banks and lenders in Shreveport, or go online to reach more lenders at once. Banks often have stricter credit requirements, while many online lenders consider all credit types. Our free form sends one request to multiple lenders in our network, so you don't have to apply one by one. Many applicants get a decision within minutes.
What is an installment loan?
An installment loan is money you borrow and repay in fixed, scheduled payments, usually every two weeks or monthly, until it's paid off. Personal loans, auto loans and many short-term loans are installment loans. Because repayment is spread out, each payment is smaller than a lump sum. Lenders in our network offer installment loans from $100 to $5,000 to Shreveport borrowers who qualify.
Do I need to visit a store in Shreveport?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.