Loans in St. Martin Parish, LA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for St. Martin Parish, LA.
The median household in St. Martin Parish earns $55,960 a year, 8% below the Louisiana median of $60,756. About 15% of residents live below the federal poverty line, and 22.3% of households rent their home. 15.1% of households have no home internet; our form works on any phone.
What you need for a payday loan in St. Martin Parish
Here's what to have on hand before you start your payday loan request in St. Martin Parish:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in St. Martin Parish
What St. Martin Parish borrowers use it for
gifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in St. Martin Parish
Payday Loans Legal
Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred…
Personal Loans
Blended tiers: 36% to $1,400, 27% to $4,000, 24% to $7,000, 21% above.
Title Loans Legal
Louisiana has no separate title-loan act.
Banks and credit unions in St. Martin Parish
Banks with branches in St. Martin Parish
14 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| TownBridge Bank | 4 | 100 S Main St, Breaux Bridge 70517 |
| Home Bank, National Association | 3 | 301 S Main St, Saint Martinville 70582 |
| b1BANK | 2 | 606 S Main St, Saint Martinville 70582 |
| Hancock Whitney Bank | 2 | 200 W Port St, St. Martinville 70582 |
| Community First Bank | 2 | 1805 Rees St, Breaux Bridge 70517 |
| First Horizon Bank | 1 | 1410 Rees St, Breaux Bridge 70517 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside St. Martin Parish. The nearest counties with credit unions:
Credit unions in Iberville Parish
6 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| Gp Louisiana | 26100 Highway 405, Plaquemine 70764 |
| Iberville | 57920 Fort St, Plaquemine 70764 |
| Bayou Community | 5445 Point Clair Rd, Carville 70721 |
| Essential | 21925 Highway 1, Plaquemine 70764 |
| Department Of Corrections | 6925A Highway 74, Saint Gabriel 70776 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Lafayette Parish
23 credit-union locations from 16 credit unions.
| Credit union | Location |
|---|---|
| Meritus | 515 Guilbeau Rd, Lafayette 70506 |
| Bayou | 505 Guilbeau Rd, Lafayette 70506 |
| First Pioneers | 2235 S College Rd, Lafayette 70508 |
| University Of Louisiana | 619 Mckinley St Ste 101, Lafayette 70503 |
| Acadiana Medical | 702 Saint Landry St, Lafayette 70506 |
| Advancial | 306 E Kaliste Saloom Rd, Lafayette 70508 |
| Pelican | 1600 N Bertrand Dr, Lafayette 70506 |
| Neighbors | 315 Rue Du Belier, Lafayette 70506 |
| Maple | 105 Toledo Dr, Lafayette 70506 |
| 705 | 1455 W Willow St, Lafayette 70506 |
| Acadian | 102 Sunbeam Ln, Lafayette 70506 |
| Cusa | 200 Beaullieu Dr, Lafayette 70508 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in St. Martin Parish
All Louisiana counties and cities
Frequently asked questions
Are payday loans legal in St. Martin Parish?
St. Martin Parish follows Louisiana law. Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred Presentment and Small Loan Act, La.
Are title loans legal in St. Martin Parish?
Louisiana has no separate title-loan act.
Where can I get a small loan in St. Martin Parish?
Options include 14 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in St. Martin Parish?
Fill out our short online form from anywhere in St. Martin Parish. We share it with lenders in our network that serve Louisiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in St. Martin Parish?
Yes. When an unexpected bill comes up, St. Martin Parish residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in St. Martin Parish, LA?
You can apply at banks, credit unions and lenders in St. Martin Parish, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Louisiana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in St. Martin Parish with bad credit?
Yes, many lenders in our network work with St. Martin Parish residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in St. Martin Parish?
Yes. You don't need to visit a branch or storefront anywhere in St. Martin Parish. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Louisiana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.