Personal loans in Broussard, LA
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Broussard, LA.
The median household in Broussard earns $116,179 a year, 91% above the Louisiana median of $60,756. About 13% of residents live below the federal poverty line, and 16.7% of households rent their home.
Louisiana law that applies in Broussard
| Rate cap | A licensed lender may charge up to 36% a year on the part of the unpaid principal up to $1,400; 27% on the part from $1,400 to $4,000; 24% on the part from $4,000 to $7,000; and 21% on any part above $7,000. |
|---|---|
| License required | Anyone in the business of making consumer loans must hold a consumer loan license from OFI before making loans; loans may be made only from the licensed location. |
Full rules with statute citations: Personal Loans in Louisiana. Cities in Louisiana cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Broussard
Most Broussard applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Broussard
What Broussard borrowers use it for
keep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Loans for your situation
How to get a personal loan in Broussard
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Broussard
8 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Home Bank, National Association | 2 | 100 Albertson Pkwy, Broussard 70518 |
| Bank of Sunset and Trust Company | 1 | 400 E Madison St, Broussard 70518 |
| First Horizon Bank | 1 | 1100 E Main St, Broussard 70518 |
| Regions Bank | 1 | 1208 Albertson Pkwy, Broussard 70518 |
| Community First Bank | 1 | 801 Albertson Pkwy, Broussard 70518 |
| Woodforest National Bank | 1 | 123 Saint Nazaire Rd, Broussard 70518 |
| JPMorgan Chase Bank, National Association | 1 | 201saint Nazaire Rd, Broussard 70518 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Lafayette Parish
23 credit-union locations from 16 credit unions.
| Credit union | Location |
|---|---|
| Meritus | 515 Guilbeau Rd, Lafayette 70506 |
| Bayou | 505 Guilbeau Rd, Lafayette 70506 |
| First Pioneers | 2235 S College Rd, Lafayette 70508 |
| University Of Louisiana | 619 Mckinley St Ste 101, Lafayette 70503 |
| Acadiana Medical | 702 Saint Landry St, Lafayette 70506 |
| Advancial | 306 E Kaliste Saloom Rd, Lafayette 70508 |
| Pelican | 1600 N Bertrand Dr, Lafayette 70506 |
| Neighbors | 315 Rue Du Belier, Lafayette 70506 |
| Maple | 105 Toledo Dr, Lafayette 70506 |
| 705 | 1455 W Willow St, Lafayette 70506 |
| Acadian | 102 Sunbeam Ln, Lafayette 70506 |
| Cusa | 200 Beaullieu Dr, Lafayette 70508 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Lafayette Parish · St. Martin Parish · Payday Loans in Broussard · Title Loans in Broussard
Frequently asked questions
Can I get a personal loan with bad credit in Broussard?
Possibly. Lenders in our network consider applicants with fair and bad credit across Louisiana, including Broussard. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Broussard, LA?
Blended tiers: 36% to $1,400, 27% to $4,000, 24% to $7,000, 21% above.
How fast can I get a personal loan in Broussard?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
How long does it take to get a personal loan in Broussard?
With online lenders, the process is usually fast. Our form takes about 3 minutes, many lenders make a decision within minutes, and approved funds are often deposited by the next business day. Some lenders may ask for documents such as pay stubs, which can add a little time. Having your information ready before you start helps you get money sooner in Broussard.
How do I apply for a personal loan with bad credit in Broussard?
Start by gathering your ID, proof of income and bank account details. Then complete our online form with accurate information about your income and the amount you need. Lenders in our network review your request, and many respond within minutes. Asking for an amount that fits your income can improve your chances. If you're approved, you'll review the full terms before signing.
How can I get an emergency loan in Broussard?
Unexpected bills happen, and an online emergency loan can help you handle them quickly. Fill out our 3-minute form with your income and bank details, and lenders in our network will review your request. Many make decisions within minutes, and approved funds are often deposited by the next business day. Amounts range from $100 to $5,000, and you're never obligated to accept an offer.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
Where can I find a loan for bad credit in Broussard?
You can apply at local banks and lenders in Broussard, or go online to reach more lenders at once. Banks often have stricter credit requirements, while many online lenders consider all credit types. Our free form sends one request to multiple lenders in our network, so you don't have to apply one by one. Many applicants get a decision within minutes.
Do I need to visit a store in Broussard?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.