Loans in Anne Arundel County, MD: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Anne Arundel County, MD.
The median household in Anne Arundel County earns $124,911 a year, 20% above the Maryland median of $103,678. About 6% of residents live below the federal poverty line, and 24.9% of households rent their home.
What you need for a personal loan in Anne Arundel County
Lenders that serve Anne Arundel County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Anne Arundel County
What Anne Arundel County borrowers use it for
handle the unexpected the same week
Need money nowthe fastest options online
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Anne Arundel County
Payday Loans Not available
Payday loans are effectively illegal in Maryland: anyone lending $25,000 or less may not charge more than the state's rate caps (33% a year on the first $1,000 of small loans),…
Personal Loans
33% APR on first $1,000 (loans to $2,000); 24% otherwise.
Title Loans Not available
Car title loans are subject to Maryland's consumer lending laws, licensing and rate caps (33%/24%), so high-cost title loans are not allowed.
Banks and credit unions in Anne Arundel County
Banks with branches in Anne Arundel County
111 FDIC-insured bank branches from 26 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Manufacturers and Traders Trust Company | 16 | 6314 Ritchie Hwy, Glen Burnie 21061 |
| Truist Bank | 12 | 5 Church Cir, Annapolis 21401 |
| Bank of America, National Association | 11 | 2200 Forest Dr, Annapolis 21401 |
| Wells Fargo Bank, National Association | 10 | 4305 Mountain Rd, Pasadena 21122 |
| PNC Bank, National Association | 8 | 1253 Annapolis Rd, Odenton 21113 |
| JPMorgan Chase Bank, National Association | 7 | 6712 Ritchie Hwy, Glen Burnie 21061 |
| The Bank of Glen Burnie | 6 | 101 Crain Hwy S, Glen Burnie 21061 |
| Shore United Bank, National Association | 6 | 413 Crain Hwy S, Glen Burnie 21061 |
| Arundel Bank | 5 | 655 Crain Hwy S, Glen Burnie 21061 |
| First National Bank of Pennsylvania | 5 | 1000 Bestgate Rd, Annapolis 21401 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Anne Arundel County
32 credit-union locations from 8 credit unions.
| Credit union | Location |
|---|---|
| Masters, Mates & Pilots (Mm&P) | 700 Maritime Blvd, Linthicum 21090 |
| Navy Federal Credit Union | 6651 Ritchie Hwy, Glen Burnie 21061 |
| State Employees Cu Of Maryland, Inc | 971 Corporate Blvd, Linthicum 21090 |
| Nasa | 2452 Solomons Island Rd, Annapolis 21401 |
| Tower | 7065 Arundel Mills Blvd, Hanover 21076 |
| Educational Systems | 2625 Riva Rd Ste C, Annapolis 21401 |
| Northrop Grumman | 999 Corporate Blvd, Linthicum Heights 21090 |
| Five Star Of Maryland | 301 Hospital Dr, Glen Burnie 21061 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Anne Arundel County
All Maryland counties and cities
Frequently asked questions
Are payday loans legal in Anne Arundel County?
Anne Arundel County follows Maryland law. Payday loans are effectively illegal in Maryland: anyone lending $25,000 or less may not charge more than the state's rate caps (33% a year on the first $1,000 of small loans), which rules out typical payday pricing.
Are title loans legal in Anne Arundel County?
Car title loans are subject to Maryland's consumer lending laws, licensing and rate caps (33%/24%), so high-cost title loans are not allowed.
Where can I get a small loan in Anne Arundel County?
Options include 111 bank and 32 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Anne Arundel County?
Fill out our short online form from anywhere in Anne Arundel County. We share it with lenders in our network that serve Maryland; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Anne Arundel County with bad credit?
Yes, many lenders in our network work with Anne Arundel County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Anne Arundel County?
Yes. When an unexpected bill comes up, Anne Arundel County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Anne Arundel County?
Yes. You don't need to visit a branch or storefront anywhere in Anne Arundel County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Maryland. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Anne Arundel County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Anne Arundel County residents can start any time, and it takes about 3 minutes.