Loans in Norfolk County, MA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Norfolk County, MA.
The median household in Norfolk County earns $130,739 a year, 26% above the Massachusetts median of $103,960. About 7% of residents live below the federal poverty line, and 31.3% of households rent their home.
What you need for a personal loan in Norfolk County
Here's what to have on hand before you start your personal loan request in Norfolk County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Norfolk County
What Norfolk County borrowers use it for
gifts and travel without maxing a card
Need money nowthe fastest options online
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Norfolk County
Payday Loans Not available
Payday loans are effectively illegal in Massachusetts.
Personal Loans
23% APR plus $20 fee on loans up to $6,000; 20% usury above.
Title Loans Not available
High-cost car title loans are not allowed in Massachusetts.
Banks and credit unions in Norfolk County
Banks with branches in Norfolk County
224 FDIC-insured bank branches from 37 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Citizens Bank, National Association | 25 | 40 Adams St, Milton 02186 |
| Rockland Trust Company | 19 | 1 Mechanic St, Foxboro 02035 |
| Santander Bank, N.A. | 19 | 965 Great Plain Ave, Needham 02492 |
| Bank of America, National Association | 19 | 1400 Hancock St, Quincy 02169 |
| Eastern Bank | 17 | 34 Chapman St, Quincy 02170 |
| Dedham Institution for Savings | 13 | 55 Elm St, Dedham 02026 |
| JPMorgan Chase Bank, National Association | 13 | 284 Washington St, Wellesley 02481 |
| TD Bank, National Association | 12 | 54 Central St, Foxborough 02035 |
| TruNorth Bank | 12 | 129 N Main St, Randolph 02368 |
| Beacon Bank and Trust | 9 | 1340 Beacon St, Brookline 02446 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Norfolk County
31 credit-union locations from 22 credit unions.
| Credit union | Location |
|---|---|
| First Technology | 500 W Central St, Franklin 02038 |
| Rockland | 564 Main St, Walpole 02081 |
| Metro | 922 Commonwealth Ave, Boston 02215 |
| Brightbridge | 150 Rustcraft Rd, Dedham 02026 |
| Sharon & Crescent United | 30 Pond St, Sharon 02067 |
| Quincy | 100 Quincy Ave, Quincy 02169 |
| City Of Boston | 305 Turnpike St, Canton 02021 |
| Ukrainian | 282 Providence Hwy, Westwood 02090 |
| Direct | 50 Cabot St, Needham 02494 |
| Liberty Bay | 300 Granite St Fl 3, Braintree 02184 |
| Mass Bay | 1250 Hancock St, Quincy 02169 |
| Members Plus | 111 Lenox St, Norwood 02062 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Norfolk County
All Massachusetts counties and cities
Frequently asked questions
Are payday loans legal in Norfolk County?
Norfolk County follows Massachusetts law. Payday loans are effectively illegal in Massachusetts.
Are title loans legal in Norfolk County?
High-cost car title loans are not allowed in Massachusetts.
Where can I get a small loan in Norfolk County?
Options include 224 bank and 31 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Norfolk County?
Fill out our short online form from anywhere in Norfolk County. We share it with lenders in our network that serve Massachusetts; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Norfolk County?
Yes. When an unexpected bill comes up, Norfolk County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Norfolk County?
Yes. You don't need to visit a branch or storefront anywhere in Norfolk County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Massachusetts. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Norfolk County with bad credit?
Yes, many lenders in our network work with Norfolk County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Norfolk County, MA?
You can apply at banks, credit unions and lenders in Norfolk County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Massachusetts residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.