Personal loans in Weymouth Town, MA
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Weymouth Town, MA.
The median household in Weymouth Town earns $102,714 a year, about the same as the Massachusetts median of $103,960. About 8% of residents live below the federal poverty line, and 32.6% of households rent their home.
Massachusetts law that applies in Weymouth Town
| Rate cap | Licensed small loan companies may charge no more than 23% a year on the unpaid balance (actuarial method), plus a $20 administrative fee when the loan is made. |
|---|---|
| License required | Yes. |
| Loan sizes covered | Loans of $6,000 or less (measured by the amount the borrower actually keeps after deductions). |
Full rules with statute citations: Personal Loans in Massachusetts. Cities in Massachusetts cannot set their own payday or title loan rate caps in most cases; zoning rules for storefronts are local.
What you need for a personal loan in Weymouth Town
Lenders that serve Weymouth Town typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Weymouth Town
What Weymouth Town borrowers use it for
keep getting to work while the shop fixes it
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
How to get a personal loan in Weymouth Town
- Choose an amount from $100 to $5,000 and complete one form.
- Lenders in our network review your request; many accept fair or bad credit.
- Compare the APR, monthly payment and total cost on any offer.
- If you accept, money is usually deposited in 1–2 business days.
Estimate your cost
Personal / installment loan calculator
Estimate only. Your rate depends on your credit, income and state; your lender shows the exact terms before you sign.
Banks and credit unions in the area
Banks with branches in Norfolk County
224 FDIC-insured bank branches from 37 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Citizens Bank, National Association | 25 | 40 Adams St, Milton 02186 |
| Rockland Trust Company | 19 | 1 Mechanic St, Foxboro 02035 |
| Santander Bank, N.A. | 19 | 965 Great Plain Ave, Needham 02492 |
| Bank of America, National Association | 19 | 1400 Hancock St, Quincy 02169 |
| Eastern Bank | 17 | 34 Chapman St, Quincy 02170 |
| Dedham Institution for Savings | 13 | 55 Elm St, Dedham 02026 |
| JPMorgan Chase Bank, National Association | 13 | 284 Washington St, Wellesley 02481 |
| TD Bank, National Association | 12 | 54 Central St, Foxborough 02035 |
| TruNorth Bank | 12 | 129 N Main St, Randolph 02368 |
| Beacon Bank and Trust | 9 | 1340 Beacon St, Brookline 02446 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Norfolk County
31 credit-union locations from 22 credit unions.
| Credit union | Location |
|---|---|
| First Technology | 500 W Central St, Franklin 02038 |
| Rockland | 564 Main St, Walpole 02081 |
| Metro | 922 Commonwealth Ave, Boston 02215 |
| Brightbridge | 150 Rustcraft Rd, Dedham 02026 |
| Sharon & Crescent United | 30 Pond St, Sharon 02067 |
| Quincy | 100 Quincy Ave, Quincy 02169 |
| City Of Boston | 305 Turnpike St, Canton 02021 |
| Ukrainian | 282 Providence Hwy, Westwood 02090 |
| Direct | 50 Cabot St, Needham 02494 |
| Liberty Bay | 300 Granite St Fl 3, Braintree 02184 |
| Mass Bay | 1250 Hancock St, Quincy 02169 |
| Members Plus | 111 Lenox St, Norwood 02062 |
Source: NCUA credit union branch data, June 30, 2026.
Nearby cities
County: Norfolk County ·
Frequently asked questions
Can I get a personal loan with bad credit in Weymouth Town?
Possibly. Lenders in our network consider applicants with fair and bad credit across Massachusetts, including Weymouth Town. Expect higher APRs than prime borrowers get, and compare every offer's total cost.
Is there a maximum interest rate on personal loans in Weymouth Town, MA?
23% APR plus $20 fee on loans up to $6,000; 20% usury above.
How fast can I get a personal loan in Weymouth Town?
Many online lenders give a decision within minutes and deposit funds in one to two business days after you sign. Your bank's processing time can add a day.
How long does it take to get a personal loan in Weymouth Town?
With online lenders, the process is usually fast. Our form takes about 3 minutes, many lenders make a decision within minutes, and approved funds are often deposited by the next business day. Some lenders may ask for documents such as pay stubs, which can add a little time. Having your information ready before you start helps you get money sooner in Weymouth Town.
How do installment loans work in Weymouth Town?
You apply, the lender reviews your income and credit profile, and if you're approved you receive a lump sum deposited into your bank account. You then repay it in equal scheduled payments over an agreed term, with interest built in. Your agreement shows each payment amount and date before you sign. Weymouth Town residents can see installment loan offers with our free 3-minute form.
How do I apply for a personal loan with bad credit in Weymouth Town?
Start by gathering your ID, proof of income and bank account details. Then complete our online form with accurate information about your income and the amount you need. Lenders in our network review your request, and many respond within minutes. Asking for an amount that fits your income can improve your chances. If you're approved, you'll review the full terms before signing.
Can I get a personal loan with a 500 credit score?
It may be possible. A score around 500 limits options with traditional banks, but some online lenders consider low scores when you have steady income and an active bank account. Offers may be for smaller amounts, and approval isn't guaranteed. The quickest way to find out is to submit one request through our network and see whether lenders respond with an offer. It takes about 3 minutes.
What credit score do I need for a personal loan?
There's no single minimum. Some lenders want good credit, but many lenders in our network consider fair, poor and limited credit and weigh your income and job history too. A higher score may get you better rates and larger amounts, while lower scores may still qualify for smaller loans. Find out what's available to you in Weymouth Town with our free 3-minute form.
Do I need to visit a store in Weymouth Town?
No. You can request offers online from a phone or computer. Some lenders, especially title lenders, may ask you to visit a location or send photos of your vehicle.