Loans in Livingston County, MI: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Livingston County, MI.
The median household in Livingston County earns $103,039 a year, 41% above the Michigan median of $72,875. About 5% of residents live below the federal poverty line, and 13.1% of households rent their home.
What you need for a payday loan in Livingston County
Most Livingston County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Livingston County
What Livingston County borrowers use it for
the fastest options online
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Livingston County
Payday Loans Legal
Payday loans (deferred presentment service transactions) are legal in Michigan from lenders licensed under the Deferred Presentment Service Transactions Act (2005 PA 244), with a…
Personal Loans
25% APR cap for licensed lenders, plus processing fee up to 5%.
Title Loans Not available
Auto title loans in which the lender takes physical possession of your vehicle title are not permitted under Michigan law, according to the Michigan Attorney General.
Banks and credit unions in Livingston County
Banks with branches in Livingston County
37 FDIC-insured bank branches from 12 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of Ann Arbor | 9 | 101 E Grand River Ave, Howell 48843 |
| Fifth Third Bank, National Association | 6 | 265 W Main St, Brighton 48116 |
| The Huntington National Bank | 6 | 8610 W Grand River Ave, Brighton 48116 |
| JPMorgan Chase Bank, National Association | 4 | 118 E Grand River Ave, Fowlerville 48836 |
| PNC Bank, National Association | 3 | 11050 Highland Road (m-59), Hartland 48353 |
| Flagstar Bank, National Association | 3 | 1311 S Latson Rd, Howell 48843 |
| Bank of America, National Association | 1 | 8516 W Grand River Ave, Brighton 48116 |
| Citizens Bank, National Association | 1 | 9968 E Grand River Ave, Brighton 48116 |
| KeyBank National Association | 1 | 8199 Challis Rd, Brighton 48116 |
| ChoiceOne Bank | 1 | 134 N 1st St, Brighton 48116 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Livingston County
11 credit-union locations from 6 credit unions.
| Credit union | Location |
|---|---|
| Michigan State University | 8510 W Grand River Ave, Brighton 48116 |
| Lake Michigan | 332 W Main St, Brighton 48116 |
| Dfcu Financial | 9956 E Grand River Ave, Brighton 48116 |
| Lake Trust | 4605 S Old Us Highway 23, Brighton 48114 |
| Michigan Educational | 123 Brighton Lake Rd, Brighton 48116 |
| Loc | 3020 E Grand River Ave, Howell 48843 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Livingston County
All Michigan counties and cities
Frequently asked questions
Are payday loans legal in Livingston County?
Livingston County follows Michigan law. Payday loans (deferred presentment service transactions) are legal in Michigan from lenders licensed under the Deferred Presentment Service Transactions Act (2005 PA 244), with a $600 cap per loan, a tiered fee limit, a 31-day maximum term and a statewide database.
Are title loans legal in Livingston County?
Auto title loans in which the lender takes physical possession of your vehicle title are not permitted under Michigan law, according to the Michigan Attorney General.
Where can I get a small loan in Livingston County?
Options include 37 bank and 11 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Livingston County?
Fill out our short online form from anywhere in Livingston County. We share it with lenders in our network that serve Michigan; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Livingston County?
Yes. When an unexpected bill comes up, Livingston County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Livingston County with bad credit?
Yes, many lenders in our network work with Livingston County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Livingston County?
Yes. You don't need to visit a branch or storefront anywhere in Livingston County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Michigan. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Livingston County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Livingston County residents can start any time, and it takes about 3 minutes.