Loans in Anoka County, MN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Anoka County, MN.
The median household in Anoka County earns $101,869 a year, 14% above the Minnesota median of $89,062. About 7% of residents live below the federal poverty line, and 19.8% of households rent their home.
What you need for a payday loan in Anoka County
Here's what to have on hand before you start your payday loan request in Anoka County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Anoka County
What Anoka County borrowers use it for
cover a short gap before payday
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Anoka County
Payday Loans Legal
Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Personal Loans
Greater of 21.75% APR or 33% to $1,425/19% above; small loans 50%.
Title Loans Legal
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the…
Banks and credit unions in Anoka County
Banks with branches in Anoka County
53 FDIC-insured bank branches from 22 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Wells Fargo Bank, National Association | 7 | 6315 University Ave Ne, Fridley 55432 |
| U.S. Bank National Association | 6 | 231 C.R.10 Ne, Blaine 55434 |
| The Huntington National Bank | 6 | 405 E Main St, Anoka 55303 |
| Village Bank | 4 | 3350 Bridge St Nw, Saint Francis 55070 |
| JPMorgan Chase Bank, National Association | 4 | 219 County Road 10 Ne, Blaine 55434 |
| BMO Bank National Association | 3 | 14125 Saint Francis Blvd, Ramsey 55303 |
| 21st Century Bank | 3 | 9380 Central Ave Ne, Blaine 55434 |
| Bank of America, National Association | 3 | 3205 Northdale Blvd Nw, Coon Rapids 55448 |
| CorTrust Bank National Association | 2 | 10107 University Ave Ne, Blaine 55434 |
| Nicolet National Bank | 2 | 7111 21st Ave, Centerville 55038 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Anoka County
26 credit-union locations from 15 credit unions.
| Credit union | Location |
|---|---|
| Wings | 10400 Baltimore St Ne Ste 140, Blaine 55449 |
| Affinity Plus | 13025 Riverdale Dr Nw Ste 100, Coon Rapids 55448 |
| Blaze | 10 Northtown Dr Ne, Blaine 55434 |
| Trustone Financial | 6303 Central Ave Ne, Fridley 55432 |
| Magnifi Financial | 10210 Baltimore St Ne, Blaine 55449 |
| Topline Financial | 4 S Pine Dr, Circle Pines 55014 |
| Ideal | 10777 Austin St Ne, Blaine 55449 |
| Minnco | 2121 Station Pkwy Nw, Andover 55304 |
| Sharepoint | 13735 Round Lake Blvd Nw, Andover 55304 |
| Expedition | 11599 Robinson Dr Nw, Coon Rapids 55433 |
| Associated Healthcare | 500 Osborne Rd Ne, Fridley 55432 |
| Members Choice Wv | 7989 Lake Dr, Lino Lakes 55014 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Anoka County
All Minnesota counties and cities
Frequently asked questions
Are payday loans legal in Anoka County?
Anoka County follows Minnesota law. Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Are title loans legal in Anoka County?
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the pawnshop maximum of 3% a month plus a limited storage/service fee.
Where can I get a small loan in Anoka County?
Options include 53 bank and 26 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Anoka County?
Fill out our short online form from anywhere in Anoka County. We share it with lenders in our network that serve Minnesota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Anoka County, MN?
You can apply at banks, credit unions and lenders in Anoka County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Minnesota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Anoka County?
Yes. When an unexpected bill comes up, Anoka County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Anoka County?
Yes. You don't need to visit a branch or storefront anywhere in Anoka County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Minnesota. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Anoka County with bad credit?
Yes, many lenders in our network work with Anoka County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.