Loans in Carver County, MN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Carver County, MN.
The median household in Carver County earns $125,946 a year, 41% above the Minnesota median of $89,062. About 4% of residents live below the federal poverty line, and 18.5% of households rent their home.
What you need for a payday loan in Carver County
Lenders that serve Carver County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Carver County
What Carver County borrowers use it for
keep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Carver County
Payday Loans Legal
Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Personal Loans
Greater of 21.75% APR or 33% to $1,425/19% above; small loans 50%.
Title Loans Legal
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the…
Banks and credit unions in Carver County
Banks with branches in Carver County
36 FDIC-insured bank branches from 16 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Security Bank & Trust Company | 8 | 591 Park Ave, Hamburg 55339 |
| Old National Bank | 7 | 301 N Chestnut St, Chaska 55318 |
| HomeTown Bank | 3 | 1600 Monroe Drive, Carver 55315 |
| Wells Fargo Bank, National Association | 2 | 400 N Chestnut St, Chaska 55318 |
| Nicolet National Bank | 2 | 706 N Walnut St, Chaska 55318 |
| U.S. Bank National Association | 2 | 800 W 78th St, Chanhassen 55317 |
| Americana Community Bank | 2 | 600 Market St Ste 100, Chanhassen 55317 |
| JPMorgan Chase Bank, National Association | 2 | 190 Lake Dr E, Chanhassen 55317 |
| Citizens State Bank Norwood Young America | 1 | 409 Faxon Rd N, Norwood Young America 55368 |
| CorTrust Bank National Association | 1 | 101 Ash Ave N, Mayer 55360 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Carver County
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Wings | 310 Hundertmark Rd, Chaska 55318 |
| Trustone Financial | 7905 Great Plains Blvd, Chanhassen 55317 |
| Southpoint Financial | 502 Cherry Dr, Waconia 55387 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Carver County
All Minnesota counties and cities
Frequently asked questions
Are payday loans legal in Carver County?
Carver County follows Minnesota law. Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Are title loans legal in Carver County?
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the pawnshop maximum of 3% a month plus a limited storage/service fee.
Where can I get a small loan in Carver County?
Options include 36 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Carver County?
Fill out our short online form from anywhere in Carver County. We share it with lenders in our network that serve Minnesota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Carver County?
Yes. When an unexpected bill comes up, Carver County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Carver County?
Yes. You don't need to visit a branch or storefront anywhere in Carver County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Minnesota. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Carver County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Carver County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Carver County, MN?
You can apply at banks, credit unions and lenders in Carver County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Minnesota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.