Loans in Crow Wing County, MN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Crow Wing County, MN.
The median household in Crow Wing County earns $72,589 a year, 18% below the Minnesota median of $89,062. About 10% of residents live below the federal poverty line, and 23.0% of households rent their home.
What you need for a payday loan in Crow Wing County
Most Crow Wing County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Crow Wing County
What Crow Wing County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Crow Wing County
Payday Loans Legal
Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Personal Loans
Greater of 21.75% APR or 33% to $1,425/19% above; small loans 50%.
Title Loans Legal
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the…
Banks and credit unions in Crow Wing County
Banks with branches in Crow Wing County
33 FDIC-insured bank branches from 15 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Western Bank & Trust | 5 | 14084 Baxter Dr, Baxter 56425 |
| First National Bank North | 4 | 14521 Edgewood Dr, Baxter 56425 |
| Deerwood Bank | 4 | 21236 Archibald Rd, Deerwood 56444 |
| American National Bank of Minnesota | 4 | 7638 Woida Rd, Baxter 56425 |
| National Bank of Commerce | 3 | 14540 Dellwood Dr, Baxter 56425 |
| Old National Bank | 2 | 321 S 7th St, Brainerd 56401 |
| Pine River State Bank | 2 | 40099 State Highway 6, Emily 56447 |
| Frandsen Bank & Trust | 2 | 35470 Cty Rd 3, Crosslake 56442 |
| U.S. Bank National Association | 1 | 320 S 6th St, Brainerd 56401 |
| Unity Bank | 1 | 15 E Main St, Crosby 56441 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Crow Wing County
9 credit-union locations from 6 credit unions.
| Credit union | Location |
|---|---|
| Wings | 7422 Forthun Rd, Baxter 56425 |
| Affinity Plus | 15524 Edgewood Dr, Baxter 56401 |
| Mid Minnesota | 13283 Isle Dr, Baxter 56425 |
| Members Cooperative | 14633 Edgewood Dr, Baxter 56425 |
| Brainerd B. N. | 804 Laurel St Ste 101, Brainerd 56401 |
| Crow Wing Power | 17330 State Highway 371, Brainerd 56401 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Crow Wing County
All Minnesota counties and cities
Frequently asked questions
Are payday loans legal in Crow Wing County?
Crow Wing County follows Minnesota law. Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Are title loans legal in Crow Wing County?
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the pawnshop maximum of 3% a month plus a limited storage/service fee.
Where can I get a small loan in Crow Wing County?
Options include 33 bank and 9 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Crow Wing County?
Fill out our short online form from anywhere in Crow Wing County. We share it with lenders in our network that serve Minnesota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Crow Wing County with bad credit?
Yes, many lenders in our network work with Crow Wing County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Crow Wing County?
Yes. You don't need to visit a branch or storefront anywhere in Crow Wing County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Minnesota. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Crow Wing County, MN?
You can apply at banks, credit unions and lenders in Crow Wing County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Minnesota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Crow Wing County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Crow Wing County residents can start any time, and it takes about 3 minutes.