Loans in Dodge County, MN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Dodge County, MN.
The median household in Dodge County earns $95,739 a year, 7% above the Minnesota median of $89,062. About 7% of residents live below the federal poverty line, and 13.4% of households rent their home.
What you need for a payday loan in Dodge County
Here's what to have on hand before you start your payday loan request in Dodge County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Dodge County
What Dodge County borrowers use it for
keep getting to work while the shop fixes it
Rent duecover a short gap before payday
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Dodge County
Payday Loans Legal
Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Personal Loans
Greater of 21.75% APR or 33% to $1,425/19% above; small loans 50%.
Title Loans Legal
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the…
Banks and credit unions in Dodge County
Banks with branches in Dodge County
7 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Manufacturers Bank & Trust Company | 3 | 216 1st Ave Ne, Hayfield 55940 |
| Heritage Bank Minnesota | 1 | 181 Main St, West Concord 55985 |
| Alerus Financial, National Association | 1 | 502 S Mantorville Ave, Kasson 55944 |
| Luminate Bank | 1 | 208 W Front St, Claremont 55924 |
| Old National Bank | 1 | 109 S Mantorville Ave, Kasson 55944 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Dodge County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Accentra | 301 S Mantorville Ave Ste 100, Kasson 55944 |
Source: NCUA credit union branch data, June 30, 2026.
All Minnesota counties and cities
Frequently asked questions
Are payday loans legal in Dodge County?
Dodge County follows Minnesota law. Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Are title loans legal in Dodge County?
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the pawnshop maximum of 3% a month plus a limited storage/service fee.
Where can I get a small loan in Dodge County?
Options include 7 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Dodge County?
Fill out our short online form from anywhere in Dodge County. We share it with lenders in our network that serve Minnesota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Dodge County, MN?
You can apply at banks, credit unions and lenders in Dodge County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Minnesota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Dodge County?
Yes. You don't need to visit a branch or storefront anywhere in Dodge County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Minnesota. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Dodge County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Dodge County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Dodge County?
Yes. When an unexpected bill comes up, Dodge County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.