Loans in Faribault County, MN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Faribault County, MN.
The median household in Faribault County earns $66,815 a year, 25% below the Minnesota median of $89,062. About 10% of residents live below the federal poverty line, and 20.8% of households rent their home. 11.6% of households have no home internet; our form works on any phone.
What you need for a payday loan in Faribault County
Here's what to have on hand before you start your payday loan request in Faribault County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Faribault County
What Faribault County borrowers use it for
deposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Faribault County
Payday Loans Legal
Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Personal Loans
Greater of 21.75% APR or 33% to $1,425/19% above; small loans 50%.
Title Loans Legal
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the…
Banks and credit unions in Faribault County
Banks with branches in Faribault County
9 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Farmers Trust and Savings Bank | 2 | 98 3rd St Se, Wells 56097 |
| CCFBank National Association | 2 | 53 First Streeet, S.W., Wells 56097 |
| First Bank Blue Earth | 1 | 306 S Main St, Blue Earth 56013 |
| Global Innovations Bank | 1 | 101 N Main St, Kiester 56051 |
| First Financial Bank in Winnebago | 1 | 1 Main St S, Winnebago 56098 |
| State Bank of Easton | 1 | 50 Main St, Easton 56025 |
| Fidelity Bank & Trust | 1 | 205 Main St, Frost 56033 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Faribault County. The nearest counties with credit unions:
Credit unions in Blue Earth County
5 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Minnesota Valley | 100 Memorial View Ct, Mankato 56001 |
| Affinity Plus | 114 Centennial Student Un, Mankato 56001 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Waseca County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Blaze | 105 15Th Ave Ne, Waseca 56093 |
Source: NCUA credit union branch data, June 30, 2026.
All Minnesota counties and cities
Frequently asked questions
Are payday loans legal in Faribault County?
Faribault County follows Minnesota law. Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Are title loans legal in Faribault County?
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the pawnshop maximum of 3% a month plus a limited storage/service fee.
Where can I get a small loan in Faribault County?
Options include 9 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Faribault County?
Fill out our short online form from anywhere in Faribault County. We share it with lenders in our network that serve Minnesota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Faribault County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Faribault County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Faribault County, MN?
You can apply at banks, credit unions and lenders in Faribault County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Minnesota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Faribault County with bad credit?
Yes, many lenders in our network work with Faribault County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Faribault County?
Yes. When an unexpected bill comes up, Faribault County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.