Loans in Lyon County, MN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Lyon County, MN.
The median household in Lyon County earns $75,303 a year, 15% below the Minnesota median of $89,062. About 12% of residents live below the federal poverty line, and 27.5% of households rent their home.
What you need for a payday loan in Lyon County
Lenders that serve Lyon County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Lyon County
What Lyon County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Lyon County
Payday Loans Legal
Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Personal Loans
Greater of 21.75% APR or 33% to $1,425/19% above; small loans 50%.
Title Loans Legal
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the…
Banks and credit unions in Lyon County
Banks with branches in Lyon County
12 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Independent Bank | 4 | 300 Front St, Russell 56169 |
| Minnwest Bank | 2 | 250 3rd St, Tracy 56175 |
| BMO Bank National Association | 2 | 1410 E College Dr, Marshall 56258 |
| Wells Fargo Bank, National Association | 1 | 400 W Main St, Marshall 56258 |
| Old National Bank | 1 | 208 E College Dr, Marshall 56258 |
| State Bank of Taunton | 1 | 101 N Main St, Taunton 56291 |
| U.S. Bank National Association | 1 | 207 W Main St, Marshall 56258 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Lyon County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Leading Edge | 1406 E College Dr Ste 100, Marshall 56258 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Lyon County
All Minnesota counties and cities
Frequently asked questions
Are payday loans legal in Lyon County?
Lyon County follows Minnesota law. Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Are title loans legal in Lyon County?
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the pawnshop maximum of 3% a month plus a limited storage/service fee.
Where can I get a small loan in Lyon County?
Options include 12 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Lyon County?
Fill out our short online form from anywhere in Lyon County. We share it with lenders in our network that serve Minnesota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Lyon County with bad credit?
Yes, many lenders in our network work with Lyon County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Lyon County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Lyon County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Lyon County, MN?
You can apply at banks, credit unions and lenders in Lyon County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Minnesota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Lyon County?
Yes. When an unexpected bill comes up, Lyon County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.