Loans in Marshall County, MN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Marshall County, MN.
The median household in Marshall County earns $72,543 a year, 19% below the Minnesota median of $89,062. About 8% of residents live below the federal poverty line, and 17.0% of households rent their home. 10.4% of households have no home internet; our form works on any phone.
What you need for a payday loan in Marshall County
Lenders that serve Marshall County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Marshall County
What Marshall County borrowers use it for
cover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Marshall County
Payday Loans Legal
Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Personal Loans
Greater of 21.75% APR or 33% to $1,425/19% above; small loans 50%.
Title Loans Legal
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the…
Banks and credit unions in Marshall County
Banks with branches in Marshall County
9 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Frandsen Bank & Trust | 2 | 528 N 1st St, Warren 56762 |
| KodaBank | 1 | 398 Pacific Ave, Stephen 56757 |
| Marshall County State Bank | 1 | 118 E Minnesota Ave, Newfolden 56738 |
| Old National Bank | 1 | 202 W Johnson Ave, Warren 56762 |
| United Valley Bank | 1 | 103 W 3rd St, Argyle 56713 |
| American State Bank of Grygla | 1 | 102 S Main Ave, Grygla 56727 |
| Border Bank | 1 | 150 Hill Ave S, Middle River 56737 |
| American Federal Bank | 1 | 101 E Johnson Ave, Warren 56762 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Marshall County. The nearest counties with credit unions:
Credit unions in Pennington County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Wings | 1100 Vanrooy Dr, Thief River Falls 56701 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Red Lake County
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Red Lake Co Op | 111 2Nd St Sw, Red Lake Falls 56750 |
Source: NCUA credit union branch data, June 30, 2026.
All Minnesota counties and cities
Frequently asked questions
Are payday loans legal in Marshall County?
Marshall County follows Minnesota law. Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Are title loans legal in Marshall County?
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the pawnshop maximum of 3% a month plus a limited storage/service fee.
Where can I get a small loan in Marshall County?
Options include 9 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Marshall County?
Fill out our short online form from anywhere in Marshall County. We share it with lenders in our network that serve Minnesota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Marshall County?
Yes. When an unexpected bill comes up, Marshall County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Marshall County, MN?
You can apply at banks, credit unions and lenders in Marshall County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Minnesota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Marshall County?
Yes. You don't need to visit a branch or storefront anywhere in Marshall County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Minnesota. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Marshall County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Marshall County residents can start any time, and it takes about 3 minutes.