Loans in Martin County, MN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Martin County, MN.
The median household in Martin County earns $59,507 a year, 33% below the Minnesota median of $89,062. About 13% of residents live below the federal poverty line, and 31.1% of households rent their home. 11.2% of households have no home internet; our form works on any phone.
What you need for a payday loan in Martin County
Here's what to have on hand before you start your payday loan request in Martin County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Martin County
What Martin County borrowers use it for
handle the unexpected the same week
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Martin County
Payday Loans Legal
Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Personal Loans
Greater of 21.75% APR or 33% to $1,425/19% above; small loans 50%.
Title Loans Legal
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the…
Banks and credit unions in Martin County
Banks with branches in Martin County
15 FDIC-insured bank branches from 12 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Profinium, Inc. | 2 | 414 N 5th Ave E, Truman 56088 |
| Farmers State Bank of Trimont | 2 | 220 Main St W, Trimont 56176 |
| Bank Midwest | 2 | 33 N Main St, Sherburn 56171 |
| Citizens Bank Minnesota | 1 | 513 Main St, Ormsby 56162 |
| Triumph State Bank | 1 | 519 Main St E, Trimont 56176 |
| U.S. Bank National Association | 1 | 103 N Park St, Fairmont 56031 |
| State Bank of Fairmont | 1 | 918 E Blue Earth Ave, Fairmont 56031 |
| Farmers and Merchants State Bank of Alpha | 1 | 210 Main St N, Alpha 56111 |
| Welcome State Bank | 1 | 111 Guide St N, Welcome 56181 |
| First Farmers & Merchants National Bank | 1 | 114 S Park St, Fairmont 56031 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Martin County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Fairmont School Employees | 110 Eltinge Pl, Fairmont 56031 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Martin County
All Minnesota counties and cities
Frequently asked questions
Are payday loans legal in Martin County?
Martin County follows Minnesota law. Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Are title loans legal in Martin County?
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the pawnshop maximum of 3% a month plus a limited storage/service fee.
Where can I get a small loan in Martin County?
Options include 15 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Martin County?
Fill out our short online form from anywhere in Martin County. We share it with lenders in our network that serve Minnesota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Martin County with bad credit?
Yes, many lenders in our network work with Martin County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Martin County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Martin County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Martin County, MN?
You can apply at banks, credit unions and lenders in Martin County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Minnesota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Martin County?
Yes. When an unexpected bill comes up, Martin County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.