Loans in Morrison County, MN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Morrison County, MN.
The median household in Morrison County earns $69,446 a year, 22% below the Minnesota median of $89,062. About 11% of residents live below the federal poverty line, and 19.4% of households rent their home. 10.1% of households have no home internet; our form works on any phone.
What you need for a payday loan in Morrison County
Lenders that serve Morrison County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Morrison County
What Morrison County borrowers use it for
the fastest options online
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Morrison County
Payday Loans Legal
Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Personal Loans
Greater of 21.75% APR or 33% to $1,425/19% above; small loans 50%.
Title Loans Legal
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the…
Banks and credit unions in Morrison County
Banks with branches in Morrison County
11 FDIC-insured bank branches from 9 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Pine Country Bank | 2 | 1201 1st Ave Ne, Little Falls 56345 |
| Unity Bank | 2 | 1217 Highway 10 S, Motley 56466 |
| BMO Bank National Association | 1 | 65 E Broadway, Little Falls 56345 |
| First State Bank of Swanville | 1 | 306 Degraff Ave, Swanville 56382 |
| Battle Bank, National Association | 1 | 105 S Main St, Upsala 56384 |
| Farmers and Merchants State Bank of Pierz | 1 | 80 Main St N, Pierz 56364 |
| Randall State Bank | 1 | 307 Pacific Ave, Randall 56475 |
| U.S. Bank National Association | 1 | 1101 2nd Ave Ne, Little Falls 56345 |
| First International Bank & Trust | 1 | Highway 10 And Beaulieu Street, Motley 56466 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Morrison County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Magnifi Financial | 35 E Broadway, Little Falls 56345 |
| Mid Minnesota | 307 1St St Se, Little Falls 56345 |
Source: NCUA credit union branch data, June 30, 2026.
All Minnesota counties and cities
Frequently asked questions
Are payday loans legal in Morrison County?
Morrison County follows Minnesota law. Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Are title loans legal in Morrison County?
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the pawnshop maximum of 3% a month plus a limited storage/service fee.
Where can I get a small loan in Morrison County?
Options include 11 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Morrison County?
Fill out our short online form from anywhere in Morrison County. We share it with lenders in our network that serve Minnesota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Morrison County with bad credit?
Yes, many lenders in our network work with Morrison County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Morrison County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Morrison County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Morrison County?
Yes. You don't need to visit a branch or storefront anywhere in Morrison County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Minnesota. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Morrison County?
Yes. When an unexpected bill comes up, Morrison County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.