Loans in Mower County, MN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Mower County, MN.
The median household in Mower County earns $73,074 a year, 18% below the Minnesota median of $89,062. About 10% of residents live below the federal poverty line, and 22.4% of households rent their home.
What you need for a payday loan in Mower County
Here's what to have on hand before you start your payday loan request in Mower County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Mower County
What Mower County borrowers use it for
keep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Mower County
Payday Loans Legal
Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Personal Loans
Greater of 21.75% APR or 33% to $1,425/19% above; small loans 50%.
Title Loans Legal
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the…
Banks and credit unions in Mower County
Banks with branches in Mower County
15 FDIC-insured bank branches from 11 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| United Farmers State Bank | 3 | 61255 170th St, Rose Creek 55970 |
| First Farmers & Merchants State Bank | 2 | 106 W Main St, Brownsdale 55918 |
| First Farmers & Merchants State Bank of Grand Meadow | 2 | 105 Main St N, Grand Meadow 55936 |
| First National Bank | 1 | 109 W Main St, Le Roy 55951 |
| Wells Fargo Bank, National Association | 1 | 501 N Main St, Austin 55912 |
| First State Bank Minnesota | 1 | 102 W Main St, Le Roy 55951 |
| Sterling State Bank | 1 | 1419 1st Ave Sw, Austin 55912 |
| Manufacturers Bank & Trust Company | 1 | 607 N Main St, Austin 55912 |
| Alerus Financial, National Association | 1 | 201 W Oakland Ave, Austin 55912 |
| U.S. Bank National Association | 1 | 121 2nd Ave Nw, Austin 55912 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Mower County
4 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Accentra | 400 4Th Ave Ne, Austin 55912 |
| Mower County Catholic Parishes | 307 1/2 5Th St Nw, Austin 55912 |
| Mower County Employees | 900 18Th Ave Nw, Austin 55912 |
| Austin City Employees | 711 4Th Ave Ne, Austin 55912 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Mower County
All Minnesota counties and cities
Frequently asked questions
Are payday loans legal in Mower County?
Mower County follows Minnesota law. Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Are title loans legal in Mower County?
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the pawnshop maximum of 3% a month plus a limited storage/service fee.
Where can I get a small loan in Mower County?
Options include 15 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Mower County?
Fill out our short online form from anywhere in Mower County. We share it with lenders in our network that serve Minnesota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Mower County?
Yes. You don't need to visit a branch or storefront anywhere in Mower County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Minnesota. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Mower County, MN?
You can apply at banks, credit unions and lenders in Mower County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Minnesota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Mower County with bad credit?
Yes, many lenders in our network work with Mower County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Mower County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Mower County residents can start any time, and it takes about 3 minutes.