Loans in Nobles County, MN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Nobles County, MN.
The median household in Nobles County earns $66,101 a year, 26% below the Minnesota median of $89,062. About 14% of residents live below the federal poverty line, and 25.8% of households rent their home.
What you need for a payday loan in Nobles County
Lenders that serve Nobles County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Nobles County
What Nobles County borrowers use it for
cover a short gap before payday
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Nobles County
Payday Loans Legal
Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Personal Loans
Greater of 21.75% APR or 33% to $1,425/19% above; small loans 50%.
Title Loans Legal
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the…
Banks and credit unions in Nobles County
Banks with branches in Nobles County
13 FDIC-insured bank branches from 9 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First State Bank Southwest | 3 | 1433 Oxford St, Worthington 56187 |
| Rolling Hills Bank & Trust | 2 | 224 10th St, Brewster 56119 |
| United Prairie Bank | 2 | 323 4th Ave, Wilmont 56185 |
| BMO Bank National Association | 1 | 1027 4th Ave, Worthington 56187 |
| First Western Bank & Trust | 1 | 190 S 3rd Ave, Lismore 56155 |
| Premier Bank | 1 | 322 Maine Ave, Adrian 56110 |
| Security Savings Bank | 1 | 210 S Broadway St, Ellsworth 56129 |
| Worthington Federal Savings Bank, FSB | 1 | 418 11th St, Worthington 56187 |
| American Bank & Trust | 1 | 1206 Oxford St, Worthington 56187 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Nobles County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Leading Edge | 1127 Ryans Rd, Worthington 56187 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Nobles County
All Minnesota counties and cities
Frequently asked questions
Are payday loans legal in Nobles County?
Nobles County follows Minnesota law. Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Are title loans legal in Nobles County?
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the pawnshop maximum of 3% a month plus a limited storage/service fee.
Where can I get a small loan in Nobles County?
Options include 13 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Nobles County?
Fill out our short online form from anywhere in Nobles County. We share it with lenders in our network that serve Minnesota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Nobles County with bad credit?
Yes, many lenders in our network work with Nobles County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Nobles County, MN?
You can apply at banks, credit unions and lenders in Nobles County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Minnesota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Nobles County?
Yes. When an unexpected bill comes up, Nobles County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Nobles County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Nobles County residents can start any time, and it takes about 3 minutes.