Loans in Pope County, MN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pope County, MN.
The median household in Pope County earns $76,220 a year, 14% below the Minnesota median of $89,062. About 9% of residents live below the federal poverty line, and 16.5% of households rent their home.
What you need for a payday loan in Pope County
Lenders that serve Pope County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Pope County
What Pope County borrowers use it for
the fastest options online
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Pope County
Payday Loans Legal
Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Personal Loans
Greater of 21.75% APR or 33% to $1,425/19% above; small loans 50%.
Title Loans Legal
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the…
Banks and credit unions in Pope County
Banks with branches in Pope County
7 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Eagle Bank | 3 | 100 W 5th St, Starbuck 56381 |
| Glenwood State Bank (Incorporated) | 2 | 5 E Minnesota Ave, Glenwood 56334 |
| Hometown Community Bank | 1 | 100 E Main St, Cyrus 56323 |
| Lowry State Bank | 1 | 400 Florence Ave, Lowry 56349 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Pope County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Magnifi Financial | 460 Franklin St N, Glenwood 56334 |
Source: NCUA credit union branch data, June 30, 2026.
All Minnesota counties and cities
Frequently asked questions
Are payday loans legal in Pope County?
Pope County follows Minnesota law. Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Are title loans legal in Pope County?
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the pawnshop maximum of 3% a month plus a limited storage/service fee.
Where can I get a small loan in Pope County?
Options include 7 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Pope County?
Fill out our short online form from anywhere in Pope County. We share it with lenders in our network that serve Minnesota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Pope County with bad credit?
Yes, many lenders in our network work with Pope County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Pope County?
Yes. When an unexpected bill comes up, Pope County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Pope County?
Yes. You don't need to visit a branch or storefront anywhere in Pope County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Minnesota. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Pope County, MN?
You can apply at banks, credit unions and lenders in Pope County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Minnesota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.