Loans in Redwood County, MN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Redwood County, MN.
The median household in Redwood County earns $67,866 a year, 24% below the Minnesota median of $89,062. About 13% of residents live below the federal poverty line, and 21.6% of households rent their home. 10.5% of households have no home internet; our form works on any phone.
What you need for a payday loan in Redwood County
Lenders that serve Redwood County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Redwood County
What Redwood County borrowers use it for
handle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Need money nowthe fastest options online
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Redwood County
Payday Loans Legal
Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Personal Loans
Greater of 21.75% APR or 33% to $1,425/19% above; small loans 50%.
Title Loans Legal
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the…
Banks and credit unions in Redwood County
Banks with branches in Redwood County
13 FDIC-insured bank branches from 9 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Minnwest Bank | 3 | 113 N Main St, Belview 56214 |
| Integrity Bank Plus | 2 | 726 Main St, Wabasso 56293 |
| First Independent Bank | 2 | 106 Main St, Lucan 56255 |
| MidCountry Bank | 1 | 100 S Main St, Sanborn 56083 |
| The Wanda State Bank | 1 | 121 W Main St, Wanda 56294 |
| Farmers and Merchants State Bank of Springfield | 1 | 101 Vernon Ave, Morgan 56266 |
| Old National Bank | 1 | 101 E 4th St, Redwood Falls 56283 |
| First Security Bank - Sleepy Eye | 1 | 110 S Main St, Lamberton 56152 |
| HomeTown Bank | 1 | 1000 E Cook St, Redwood Falls 56283 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Redwood County. The nearest counties with credit unions:
Credit unions in Renville County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Greater Community | 208 Main St N, Renville 56284 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Cottonwood County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Leading Edge | 850 1St Ave N, Windom 56101 |
Source: NCUA credit union branch data, June 30, 2026.
All Minnesota counties and cities
Frequently asked questions
Are payday loans legal in Redwood County?
Redwood County follows Minnesota law. Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Are title loans legal in Redwood County?
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the pawnshop maximum of 3% a month plus a limited storage/service fee.
Where can I get a small loan in Redwood County?
Options include 13 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Redwood County?
Fill out our short online form from anywhere in Redwood County. We share it with lenders in our network that serve Minnesota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Redwood County with bad credit?
Yes, many lenders in our network work with Redwood County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Redwood County?
Yes. When an unexpected bill comes up, Redwood County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Redwood County, MN?
You can apply at banks, credit unions and lenders in Redwood County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Minnesota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Redwood County?
Yes. You don't need to visit a branch or storefront anywhere in Redwood County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Minnesota. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.