Loans in Stevens County, MN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Stevens County, MN.
The median household in Stevens County earns $75,733 a year, 15% below the Minnesota median of $89,062. About 11% of residents live below the federal poverty line, and 36.6% of households rent their home.
What you need for a payday loan in Stevens County
Here's what to have on hand before you start your payday loan request in Stevens County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Stevens County
What Stevens County borrowers use it for
the fastest options online
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Stevens County
Payday Loans Legal
Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Personal Loans
Greater of 21.75% APR or 33% to $1,425/19% above; small loans 50%.
Title Loans Legal
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the…
Banks and credit unions in Stevens County
Banks with branches in Stevens County
5 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Old National Bank | 1 | 701 Atlantic Ave, Morris 56267 |
| Dacotah Bank | 1 | 4 Atlantic Ave, Morris 56267 |
| Star Bank | 1 | 570 6th St, Hancock 56244 |
| BMO Bank National Association | 1 | 214 Atlantic Ave, Morris 56267 |
| National Bank of Commerce | 1 | 532 Atlantic Ave, Morris 56267 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Stevens County. The nearest counties with credit unions:
Credit unions in Swift County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Co-Op Credit Union Of Montevideo | 1501 Minnesota Ave, Benson 56215 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Pope County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Magnifi Financial | 460 Franklin St N, Glenwood 56334 |
Source: NCUA credit union branch data, June 30, 2026.
All Minnesota counties and cities
Frequently asked questions
Are payday loans legal in Stevens County?
Stevens County follows Minnesota law. Payday-type loans are legal in Minnesota but capped at a 50% all-in APR: 'consumer small loans' (single-payment loans of $350 or less, Minn.
Are title loans legal in Stevens County?
Car title loans are allowed in Minnesota only from lenders licensed by the Department of Commerce (industrial loan and thrift or regulated lender), and charges are limited to the pawnshop maximum of 3% a month plus a limited storage/service fee.
Where can I get a small loan in Stevens County?
Options include 5 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Stevens County?
Fill out our short online form from anywhere in Stevens County. We share it with lenders in our network that serve Minnesota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Stevens County, MN?
You can apply at banks, credit unions and lenders in Stevens County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Minnesota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Stevens County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Stevens County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Stevens County with bad credit?
Yes, many lenders in our network work with Stevens County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Stevens County?
Yes. You don't need to visit a branch or storefront anywhere in Stevens County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Minnesota. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.