Loans in Barry County, MO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Barry County, MO.
The median household in Barry County earns $58,346 a year, 17% below the Missouri median of $70,702. About 15% of residents live below the federal poverty line, and 22.7% of households rent their home. 12.2% of households have no home internet; our form works on any phone.
What you need for a payday loan in Barry County
Here's what to have on hand before you start your payday loan request in Barry County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Barry County
What Barry County borrowers use it for
keep getting to work while the shop fixes it
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Barry County
Payday Loans Legal
Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Personal Loans
No rate cap: licensed lenders may charge rates agreed by the parties.
Title Loans Legal
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Banks and credit unions in Barry County
Banks with branches in Barry County
20 FDIC-insured bank branches from 9 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Freedom Bank of Southern Missouri | 6 | 97 Main St, Cassville 65625 |
| First State Bank of the Ozarks | 3 | 100 Kay Ave, Purdy 65734 |
| Security Bank of Southwest Missouri | 3 | 1321 Old Highway 37, Cassville 65625 |
| Arvest Bank | 2 | 503 Main St, Cassville 65625 |
| Peoples Community Bank | 2 | 803 Pineville Rd, Washburn 65772 |
| Commerce Bank | 1 | 89 Main St, Cassville 65625 |
| U.S. Bank National Association | 1 | 832 E Us Highway 60, Monett 65708 |
| UMB Bank, National Association | 1 | 500 E Broadway St, Monett 65708 |
| CS Bank | 1 | 18565 State Highway 37, Cassville 65625 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Barry County
7 credit-union locations from 7 credit unions.
| Credit union | Location |
|---|---|
| Net | 633 W Highway 60, Monett 65708 |
| Mid American | 663 W Highway 60, Monett 65708 |
| Members Choice | 663 W Highway 60, Monett 65708 |
| Lewis Clark | 663 W Highway 60, Monett 65708 |
| Service 1 | 25368 State Highway 39, Shell Knob 65747 |
| Alta Vista | 663 W Highway 60, Monett 65708 |
| Conservation Employees | 663 W Highway 60, Monett 65708 |
Source: NCUA credit union branch data, June 30, 2026.
All Missouri counties and cities
Frequently asked questions
Are payday loans legal in Barry County?
Barry County follows Missouri law. Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Are title loans legal in Barry County?
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Where can I get a small loan in Barry County?
Options include 20 bank and 7 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Barry County?
Fill out our short online form from anywhere in Barry County. We share it with lenders in our network that serve Missouri; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Barry County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Barry County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Barry County?
Yes. You don't need to visit a branch or storefront anywhere in Barry County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Missouri. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Barry County, MO?
You can apply at banks, credit unions and lenders in Barry County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Missouri residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Barry County?
Yes. When an unexpected bill comes up, Barry County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.