Loans in Bates County, MO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Bates County, MO.
The median household in Bates County earns $60,733 a year, 14% below the Missouri median of $70,702. About 16% of residents live below the federal poverty line, and 25.1% of households rent their home. 10.2% of households have no home internet; our form works on any phone.
What you need for a payday loan in Bates County
Here's what to have on hand before you start your payday loan request in Bates County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Bates County
What Bates County borrowers use it for
handle the unexpected the same week
Need money nowthe fastest options online
Moving costsdeposits, trucks and first-week expenses
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Bates County
Payday Loans Legal
Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Personal Loans
No rate cap: licensed lenders may charge rates agreed by the parties.
Title Loans Legal
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Banks and credit unions in Bates County
Banks with branches in Bates County
9 FDIC-insured bank branches from 3 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Citizens Bank | 5 | 2nd & Main Street, Hume 64752 |
| Adrian Bank | 2 | 130 E Main St, Adrian 64720 |
| Community First Bank | 2 | 915 W Fort Scott St, Butler 64730 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Bates County. The nearest counties with credit unions:
Credit unions in Cass County
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Communityamerica | 1400 W Foxwood Dr, Raymore 64083 |
| Mazuma | 615 W Foxwood Dr, Raymore 64083 |
| R G | 400 Towne Center Drive, Belton 64012 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Johnson County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Central Missouri Community | 620 N Maguire St, Warrensburg 64093 |
| R G | 603 N 23 Hwy, Knob Noster 65336 |
Source: NCUA credit union branch data, June 30, 2026.
All Missouri counties and cities
Frequently asked questions
Are payday loans legal in Bates County?
Bates County follows Missouri law. Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Are title loans legal in Bates County?
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Where can I get a small loan in Bates County?
Options include 9 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Bates County?
Fill out our short online form from anywhere in Bates County. We share it with lenders in our network that serve Missouri; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Bates County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Bates County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Bates County?
Yes. When an unexpected bill comes up, Bates County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Bates County?
Yes. You don't need to visit a branch or storefront anywhere in Bates County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Missouri. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Bates County with bad credit?
Yes, many lenders in our network work with Bates County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.