Loans in Butler County, MO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Butler County, MO.
The median household in Butler County earns $49,089 a year, 31% below the Missouri median of $70,702. About 20% of residents live below the federal poverty line, and 35.4% of households rent their home. 13.3% of households have no home internet; our form works on any phone.
What you need for a payday loan in Butler County
Most Butler County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Butler County
What Butler County borrowers use it for
cover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Butler County
Payday Loans Legal
Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Personal Loans
No rate cap: licensed lenders may charge rates agreed by the parties.
Title Loans Legal
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Banks and credit unions in Butler County
Banks with branches in Butler County
19 FDIC-insured bank branches from 9 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Southern Bank | 5 | 2991 Oak Grove Rd, Poplar Bluff 63901 |
| First Midwest Bank of the Ozarks | 4 | 704 N Westwood Blvd, Poplar Bluff 63901 |
| Sterling Bank | 3 | 2911 N Westwood Blvd, Poplar Bluff 63901 |
| U.S. Bank National Association | 2 | 2024 N Westwood Blvd, Poplar Bluff 63901 |
| Fm Bank And Trust | 1 | 2910 Barron Rd, Poplar Bluff 63901 |
| Commerce Bank | 1 | 1100 W Pine St, Poplar Bluff 63901 |
| Peoples Community Bank | 1 | 3529 S Westwood Blvd, Poplar Bluff 63901 |
| The Bank of Missouri | 1 | 1465 N Westwood Blvd, Poplar Bluff 63901 |
| Bank of Grandin | 1 | 10095 Highway 160, Harviell 63945 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Butler County
3 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Ozark | 2438 Katy Ln, Poplar Bluff 63901 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Butler County
All Missouri counties and cities
Frequently asked questions
Are payday loans legal in Butler County?
Butler County follows Missouri law. Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Are title loans legal in Butler County?
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Where can I get a small loan in Butler County?
Options include 19 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Butler County?
Fill out our short online form from anywhere in Butler County. We share it with lenders in our network that serve Missouri; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Butler County?
Yes. You don't need to visit a branch or storefront anywhere in Butler County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Missouri. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Butler County?
Yes. When an unexpected bill comes up, Butler County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Butler County, MO?
You can apply at banks, credit unions and lenders in Butler County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Missouri residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Butler County with bad credit?
Yes, many lenders in our network work with Butler County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.