Loans in Cass County, MO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Cass County, MO.
The median household in Cass County earns $87,535 a year, 24% above the Missouri median of $70,702. About 6% of residents live below the federal poverty line, and 24.4% of households rent their home.
What you need for a payday loan in Cass County
Here's what to have on hand before you start your payday loan request in Cass County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Cass County
What Cass County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Cass County
Payday Loans Legal
Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Personal Loans
No rate cap: licensed lenders may charge rates agreed by the parties.
Title Loans Legal
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Banks and credit unions in Cass County
Banks with branches in Cass County
30 FDIC-insured bank branches from 19 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Sherwood Community Bank | 3 | 202 D St, Creighton 64739 |
| Hawthorn Bank | 3 | 8127 E 171st St, Belton 64012 |
| Community Bank of Raymore | 3 | 1503 N State Route 291, Harrisonville 64701 |
| First National Bank of Omaha | 3 | 1601 S Commercial St, Harrisonville 64701 |
| Commerce Bank | 2 | 1301 Locust St, Harrisonville 64701 |
| Citizens Bank | 2 | 306 E Main St, Cleveland 64734 |
| Academy Bank, National Association | 2 | 2015 W Foxwood Dr, Raymore 64083 |
| The Central Trust Bank | 1 | 204 Main St, Belton 64012 |
| Bank of America, National Association | 1 | 1818 E North Ave, Belton 64012 |
| UMB Bank, National Association | 1 | 200 S State Route C, Peculiar 64078 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Cass County
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Communityamerica | 1400 W Foxwood Dr, Raymore 64083 |
| Mazuma | 615 W Foxwood Dr, Raymore 64083 |
| R G | 400 Towne Center Drive, Belton 64012 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Cass County
All Missouri counties and cities
Frequently asked questions
Are payday loans legal in Cass County?
Cass County follows Missouri law. Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Are title loans legal in Cass County?
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Where can I get a small loan in Cass County?
Options include 30 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Cass County?
Fill out our short online form from anywhere in Cass County. We share it with lenders in our network that serve Missouri; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Cass County with bad credit?
Yes, many lenders in our network work with Cass County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Cass County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Cass County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Cass County?
Yes. You don't need to visit a branch or storefront anywhere in Cass County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Missouri. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Cass County?
Yes. When an unexpected bill comes up, Cass County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.