Loans in Dade County, MO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Dade County, MO.
The median household in Dade County earns $53,750 a year, 24% below the Missouri median of $70,702. About 13% of residents live below the federal poverty line, and 23.0% of households rent their home. 15.5% of households have no home internet; our form works on any phone.
What you need for a payday loan in Dade County
Most Dade County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Dade County
What Dade County borrowers use it for
cover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Dade County
Payday Loans Legal
Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Personal Loans
No rate cap: licensed lenders may charge rates agreed by the parties.
Title Loans Legal
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Banks and credit unions in Dade County
Banks with branches in Dade County
4 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Arvest Bank | 1 | 704 S Main St, Lockwood 65682 |
| Great Southern Bank | 1 | 507 Lake St, Greenfield 65661 |
| Simmons Bank | 1 | 401 E 4th St, Lockwood 65682 |
| Lamar Bank and Trust Company | 1 | 514 W 4th St, Lockwood 65682 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Dade County. The nearest counties with credit unions:
Credit unions in Greene County
27 credit-union locations from 10 credit unions.
| Credit union | Location |
|---|---|
| Multipli | 818 N Benton Ave Ste 100, Springfield 65802 |
| America'S | 2350 E Bennett St, Springfield 65804 |
| Telcomm | 161 Us Highway 60 W, Republic 65738 |
| Blucurrent | 3216 S Glenstone Ave, Springfield 65804 |
| Assemblies Of God | 1535 N Campbell Ave, Springfield 65803 |
| Multi-States | 1444 E Sunshine St, Springfield 65804 |
| Metro | 447 S Campbell Ave, Springfield 65806 |
| Educational Community | 1221 E Grand St, Springfield 65804 |
| Volt | 2440 N Kansas Expy, Springfield 65803 |
| Foundation | 1726 W Elfindale St, Springfield 65807 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Jasper County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Great Plains | 120 S Garrison Ave, Carthage 64836 |
| Joplin Metro | 716 S Pearl Ave, Joplin 64801 |
Source: NCUA credit union branch data, June 30, 2026.
All Missouri counties and cities
Frequently asked questions
Are payday loans legal in Dade County?
Dade County follows Missouri law. Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Are title loans legal in Dade County?
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Where can I get a small loan in Dade County?
Options include 4 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Dade County?
Fill out our short online form from anywhere in Dade County. We share it with lenders in our network that serve Missouri; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Dade County?
Yes. You don't need to visit a branch or storefront anywhere in Dade County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Missouri. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Dade County, MO?
You can apply at banks, credit unions and lenders in Dade County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Missouri residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Dade County with bad credit?
Yes, many lenders in our network work with Dade County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Dade County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Dade County residents can start any time, and it takes about 3 minutes.