Loans in Daviess County, MO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Daviess County, MO.
The median household in Daviess County earns $63,984 a year, 10% below the Missouri median of $70,702. About 11% of residents live below the federal poverty line, and 20.9% of households rent their home. 20.0% of households have no home internet; our form works on any phone.
What you need for a payday loan in Daviess County
Lenders that serve Daviess County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Daviess County
What Daviess County borrowers use it for
gifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Daviess County
Payday Loans Legal
Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Personal Loans
No rate cap: licensed lenders may charge rates agreed by the parties.
Title Loans Legal
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Banks and credit unions in Daviess County
Banks with branches in Daviess County
5 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| BTC Bank | 3 | 101 W Jackson St, Gallatin 64640 |
| Farmers Bank of Northern Missouri | 2 | 121 W Jackson St, Gallatin 64640 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Daviess County. The nearest counties with credit unions:
Credit unions in Andrew County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Postal & Community | 402 S. Bus 71 Hwy, Savannah 64485 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Ray County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Central Missouri Community | 920 Stonner Loop, Richmond 64085 |
Source: NCUA credit union branch data, June 30, 2026.
All Missouri counties and cities
Frequently asked questions
Are payday loans legal in Daviess County?
Daviess County follows Missouri law. Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Are title loans legal in Daviess County?
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Where can I get a small loan in Daviess County?
Options include 5 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Daviess County?
Fill out our short online form from anywhere in Daviess County. We share it with lenders in our network that serve Missouri; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Daviess County?
Yes. When an unexpected bill comes up, Daviess County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Daviess County, MO?
You can apply at banks, credit unions and lenders in Daviess County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Missouri residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Daviess County?
Yes. You don't need to visit a branch or storefront anywhere in Daviess County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Missouri. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Daviess County with bad credit?
Yes, many lenders in our network work with Daviess County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.