Loans in Henry County, MO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Henry County, MO.
The median household in Henry County earns $57,926 a year, 18% below the Missouri median of $70,702. About 14% of residents live below the federal poverty line, and 25.0% of households rent their home. 11.5% of households have no home internet; our form works on any phone.
What you need for a payday loan in Henry County
Here's what to have on hand before you start your payday loan request in Henry County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Henry County
What Henry County borrowers use it for
keep getting to work while the shop fixes it
Need money nowthe fastest options online
Rent duecover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Henry County
Payday Loans Legal
Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Personal Loans
No rate cap: licensed lenders may charge rates agreed by the parties.
Title Loans Legal
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Banks and credit unions in Henry County
Banks with branches in Henry County
9 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Equity Bank | 2 | 504 W Benton St, Windsor 65360 |
| Montrose Savings Bank | 1 | 401 Missouri Ave, Montrose 64770 |
| Legacy Bank & Trust Company | 1 | 107 S 2nd St, Clinton 64735 |
| Sherwood Community Bank | 1 | 325 N Main St, Urich 64788 |
| Hawthorn Bank | 1 | 1400 E Ohio St, Clinton 64735 |
| UMB Bank, National Association | 1 | 220 S 2nd St, Clinton 64735 |
| U.S. Bank National Association | 1 | 115 E Franklin St, Clinton 64735 |
| Oakstar Bank | 1 | 1508 N 2nd St, Clinton 64735 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Henry County. The nearest counties with credit unions:
Credit unions in Johnson County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Central Missouri Community | 620 N Maguire St, Warrensburg 64093 |
| R G | 603 N 23 Hwy, Knob Noster 65336 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Cass County
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Communityamerica | 1400 W Foxwood Dr, Raymore 64083 |
| Mazuma | 615 W Foxwood Dr, Raymore 64083 |
| R G | 400 Towne Center Drive, Belton 64012 |
Source: NCUA credit union branch data, June 30, 2026.
All Missouri counties and cities
Frequently asked questions
Are payday loans legal in Henry County?
Henry County follows Missouri law. Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Are title loans legal in Henry County?
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Where can I get a small loan in Henry County?
Options include 9 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Henry County?
Fill out our short online form from anywhere in Henry County. We share it with lenders in our network that serve Missouri; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Henry County, MO?
You can apply at banks, credit unions and lenders in Henry County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Missouri residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Henry County?
Yes. You don't need to visit a branch or storefront anywhere in Henry County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Missouri. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Henry County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Henry County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Henry County?
Yes. When an unexpected bill comes up, Henry County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.