Loans in Knox County, MO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Knox County, MO.
The median household in Knox County earns $57,788 a year, 18% below the Missouri median of $70,702. About 12% of residents live below the federal poverty line, and 14.9% of households rent their home. 27.0% of households have no home internet; our form works on any phone.
What you need for a payday loan in Knox County
Lenders that serve Knox County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Knox County
What Knox County borrowers use it for
handle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Knox County
Payday Loans Legal
Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Personal Loans
No rate cap: licensed lenders may charge rates agreed by the parties.
Title Loans Legal
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Banks and credit unions in Knox County
Banks with branches in Knox County
2 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Citizens Bank of Edina | 1 | 117 S Main St, Edina 63537 |
| United State Bank | 1 | 107 N 1st St, Edina 63537 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Knox County. The nearest counties with credit unions:
Credit unions in Adair County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Horizon | 701 S Baltimore St, Kirksville 63501 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Macon County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Horizon | 310 N Missouri St, Macon 63552 |
Source: NCUA credit union branch data, June 30, 2026.
All Missouri counties and cities
Frequently asked questions
Are payday loans legal in Knox County?
Knox County follows Missouri law. Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Are title loans legal in Knox County?
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Where can I get a small loan in Knox County?
Options include 2 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Knox County?
Fill out our short online form from anywhere in Knox County. We share it with lenders in our network that serve Missouri; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Knox County, MO?
You can apply at banks, credit unions and lenders in Knox County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Missouri residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Knox County with bad credit?
Yes, many lenders in our network work with Knox County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Knox County?
Yes. You don't need to visit a branch or storefront anywhere in Knox County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Missouri. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Knox County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Knox County residents can start any time, and it takes about 3 minutes.