Loans in Lewis County, MO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Lewis County, MO.
The median household in Lewis County earns $59,934 a year, 15% below the Missouri median of $70,702. About 13% of residents live below the federal poverty line, and 23.7% of households rent their home. 21.3% of households have no home internet; our form works on any phone.
What you need for a payday loan in Lewis County
Lenders that serve Lewis County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Lewis County
What Lewis County borrowers use it for
handle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Lewis County
Payday Loans Legal
Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Personal Loans
No rate cap: licensed lenders may charge rates agreed by the parties.
Title Loans Legal
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Banks and credit unions in Lewis County
Banks with branches in Lewis County
9 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| United State Bank | 3 | 102 W Main St, Lewistown 63452 |
| Town & Country Bank Midwest | 2 | 110 S Main St, La Grange 63448 |
| Bank of Monticello | 2 | 201 E Lafayette St, Monticello 63457 |
| Peoples Bank of Wyaconda, Missouri | 1 | 600 Washington St, Canton 63435 |
| HomeBank | 1 | 1810 Elm St, Canton 63435 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Lewis County. The nearest counties with credit unions:
Credit unions in Marion County
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| United Community | 109 Lindsey Dr, Hannibal 63401 |
| Community First | 6460 Interstate Ct, Hannibal 63401 |
| Northeast Regional | 514 Broadway, Hannibal 63401 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Ralls County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| City & County | 1 Red Devil Rd, Hannibal 63401 |
Source: NCUA credit union branch data, June 30, 2026.
All Missouri counties and cities
Frequently asked questions
Are payday loans legal in Lewis County?
Lewis County follows Missouri law. Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Are title loans legal in Lewis County?
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Where can I get a small loan in Lewis County?
Options include 9 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Lewis County?
Fill out our short online form from anywhere in Lewis County. We share it with lenders in our network that serve Missouri; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Lewis County?
Yes. When an unexpected bill comes up, Lewis County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Lewis County, MO?
You can apply at banks, credit unions and lenders in Lewis County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Missouri residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Lewis County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Lewis County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Lewis County?
Yes. You don't need to visit a branch or storefront anywhere in Lewis County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Missouri. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.