Loans in Stone County, MO: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Stone County, MO.
The median household in Stone County earns $63,520 a year, 10% below the Missouri median of $70,702. About 14% of residents live below the federal poverty line, and 16.7% of households rent their home.
What you need for a payday loan in Stone County
Lenders that serve Stone County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Stone County
What Stone County borrowers use it for
keep getting to work while the shop fixes it
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Stone County
Payday Loans Legal
Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Personal Loans
No rate cap: licensed lenders may charge rates agreed by the parties.
Title Loans Legal
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Banks and credit unions in Stone County
Banks with branches in Stone County
14 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Table Rock Community Bank | 3 | 1 Wildwood Lane, Kimberling City 65686 |
| Simmons Bank | 2 | 203 Pirate Ln, Crane 65633 |
| Great Southern Bank | 2 | 14309 State Highway 13, Reeds Spring 65737 |
| Stockmens Bank | 1 | 123 Main St, Crane 65633 |
| U.S. Bank National Association | 1 | 17946 Business 13, Branson West 65737 |
| Generations Bank | 1 | 12661 State Highway 13, Kimberling City 65686 |
| Arvest Bank | 1 | 18491 Missouri 13, Branson West 65737 |
| Southern Bank | 1 | 11892 State Highway 13, Kimberling City 65686 |
| The Central Trust Bank | 1 | 18192 Business 13, Branson West 65737 |
| Branson Bank | 1 | 17035 State Highway 13, Branson West 65737 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Stone County. The nearest counties with credit unions:
Credit unions in Barry County
7 credit-union locations from 7 credit unions.
| Credit union | Location |
|---|---|
| Net | 633 W Highway 60, Monett 65708 |
| Mid American | 663 W Highway 60, Monett 65708 |
| Members Choice | 663 W Highway 60, Monett 65708 |
| Lewis Clark | 663 W Highway 60, Monett 65708 |
| Service 1 | 25368 State Highway 39, Shell Knob 65747 |
| Alta Vista | 663 W Highway 60, Monett 65708 |
| Conservation Employees | 663 W Highway 60, Monett 65708 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Christian County
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Telcomm | 1564 N Main St, Nixa 65714 |
| Blucurrent | 310 W Mount Vernon St, Nixa 65714 |
| Educational Community | 1550 W Diane St, Ozark 65721 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Stone County
All Missouri counties and cities
Frequently asked questions
Are payday loans legal in Stone County?
Stone County follows Missouri law. Payday loans (unsecured loans of $500 or less) are legal in Missouri from lenders licensed by the Division of Finance under RSMo 408.500-408.506.
Are title loans legal in Stone County?
Car title loans are legal in Missouri from lenders licensed by the Division of Finance under RSMo 367.500-367.533.
Where can I get a small loan in Stone County?
Options include 14 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Stone County?
Fill out our short online form from anywhere in Stone County. We share it with lenders in our network that serve Missouri; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Stone County, MO?
You can apply at banks, credit unions and lenders in Stone County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Missouri residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Stone County?
Yes. When an unexpected bill comes up, Stone County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Stone County?
Yes. You don't need to visit a branch or storefront anywhere in Stone County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Missouri. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Stone County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Stone County residents can start any time, and it takes about 3 minutes.