Loans in Gloucester County, NJ: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Gloucester County, NJ.
The median household in Gloucester County earns $105,115 a year, about the same as the New Jersey median of $103,556. About 8% of residents live below the federal poverty line, and 19.9% of households rent their home.
What you need for a personal loan in Gloucester County
Most Gloucester County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Gloucester County
What Gloucester County borrowers use it for
keep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Gloucester County
Payday Loans Not available
Payday loans are effectively illegal in New Jersey.
Personal Loans
Licensed lenders set agreed rates; criminal usury caps loans to individuals at 30%.
Title Loans Not available
There is no title-lending law in New Jersey.
Banks and credit unions in Gloucester County
Banks with branches in Gloucester County
67 FDIC-insured bank branches from 20 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Fulton Bank, National Association | 12 | 35 N Delsea Dr, Clayton 08312 |
| TD Bank, National Association | 8 | 491 Hurffville Crosskeys Rd, Sewell 08080 |
| Newfield National Bank | 6 | 18 S West Blvd, Newfield 08344 |
| PNC Bank, National Association | 5 | 1001 Cooper St, West Deptford 08096 |
| Bank of America, National Association | 4 | 875 Mantua Pike, Woodbury 08096 |
| Wells Fargo Bank, National Association | 4 | 583 Mantua Pike, Woodbury 08096 |
| JPMorgan Chase Bank, National Association | 4 | 787 Delsea Dr N, Glassboro 08028 |
| Truist Bank | 3 | 114 N Main St, Mullica Hill 08062 |
| Citizens Bank, National Association | 3 | 301 Greentree Rd, Sewell 08080 |
| Columbia Bank | 3 | 1460 Clements Bridge Rd, Deptford 08096 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Gloucester County
8 credit-union locations from 6 credit unions.
| Credit union | Location |
|---|---|
| 1166 | 95 Woodstown Rd, Swedesboro 08085 |
| Police & Fire | 5901 Route 42, Turnersville 08012 |
| First Harvest | 1615 Hurffville Rd, Deptford 08096 |
| Edifi | 870 Delsea Dr N, Glassboro 08028 |
| Fort Billings | 962 Billingsport Rd, Gibbstown 08027 |
| Goya Foods Employees | 1233 Forest Pkwy, Paulsboro 08066 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Gloucester County
All New Jersey counties and cities
Frequently asked questions
Are payday loans legal in Gloucester County?
Gloucester County follows New Jersey law. Payday loans are effectively illegal in New Jersey.
Are title loans legal in Gloucester County?
There is no title-lending law in New Jersey.
Where can I get a small loan in Gloucester County?
Options include 67 bank and 8 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Gloucester County?
Fill out our short online form from anywhere in Gloucester County. We share it with lenders in our network that serve New Jersey; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Gloucester County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Gloucester County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Gloucester County?
Yes. You don't need to visit a branch or storefront anywhere in Gloucester County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve New Jersey. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Gloucester County?
Yes. When an unexpected bill comes up, Gloucester County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Gloucester County, NJ?
You can apply at banks, credit unions and lenders in Gloucester County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve New Jersey residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.