Loans in Hudson County, NJ: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hudson County, NJ.
The median household in Hudson County earns $91,795 a year, 11% below the New Jersey median of $103,556. About 15% of residents live below the federal poverty line, and 69.3% of households rent their home.
What you need for a personal loan in Hudson County
Most Hudson County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Hudson County
What Hudson County borrowers use it for
keep getting to work while the shop fixes it
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Hudson County
Payday Loans Not available
Payday loans are effectively illegal in New Jersey.
Personal Loans
Licensed lenders set agreed rates; criminal usury caps loans to individuals at 30%.
Title Loans Not available
There is no title-lending law in New Jersey.
Banks and credit unions in Hudson County
Banks with branches in Hudson County
124 FDIC-insured bank branches from 29 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of America, National Association | 13 | 7311 River Rd, North Bergen 07047 |
| Provident Bank | 12 | 239 Washington St, Jersey City 07302 |
| JPMorgan Chase Bank, National Association | 11 | 450 Plaza Dr, Secaucus 07094 |
| Wells Fargo Bank, National Association | 10 | 500 Broadway, Bayonne 07002 |
| TD Bank, National Association | 9 | 4314 Bergenline Ave, Union City 07087 |
| BCB Community Bank | 9 | 611 Avenue C, Bayonne 07002 |
| Valley National Bank | 9 | 72 Midland Ave, Kearny 07032 |
| Manufacturers and Traders Trust Company | 8 | 495 Manila Ave, Jersey City 07302 |
| PNC Bank, National Association | 8 | 100 Plaza Ctr, Secaucus 07094 |
| Citizens Bank, National Association | 5 | 300 Bergen Ave, Kearny 07032 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Hudson County
23 credit-union locations from 19 credit unions.
| Credit union | Location |
|---|---|
| Liberty Savings | 660 Newark Ave, Jersey City 07306 |
| Seaport | 302 Port Jersey Blvd, Jersey City 07305 |
| Selfreliance | 558 Summit Ave, Jersey City 07306 |
| Financial Resources | 525 Washington Blvd, Jersey City 07310 |
| Xcel | 30 Path Plz, Jersey City 07306 |
| Ridgedale | 666 Newark Ave, Jersey City 07306 |
| New Brunswick Postal | 80 County Line Rd, Jersey City 07097 |
| Ocnac #1 | 1082 Summit Ave, Jersey City 07307 |
| Erie Lackawanna Railroad Co Emp | 89 Washington St, Hoboken 07030 |
| Hoboken School Employees | 522 Adams St, Hoboken 07030 |
| Path | 1 Path Plz, Jersey City 07306 |
| Harrison Police & Firemen'S | 326 Harrison Ave, Harrison 07029 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Hudson County
All New Jersey counties and cities
Frequently asked questions
Are payday loans legal in Hudson County?
Hudson County follows New Jersey law. Payday loans are effectively illegal in New Jersey.
Are title loans legal in Hudson County?
There is no title-lending law in New Jersey.
Where can I get a small loan in Hudson County?
Options include 124 bank and 23 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Hudson County?
Fill out our short online form from anywhere in Hudson County. We share it with lenders in our network that serve New Jersey; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Hudson County, NJ?
You can apply at banks, credit unions and lenders in Hudson County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve New Jersey residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Hudson County?
Yes. When an unexpected bill comes up, Hudson County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Hudson County?
Yes. You don't need to visit a branch or storefront anywhere in Hudson County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve New Jersey. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Hudson County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Hudson County residents can start any time, and it takes about 3 minutes.