Loans in Morris County, NJ: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Morris County, NJ.
The median household in Morris County earns $137,326 a year, 33% above the New Jersey median of $103,556. About 5% of residents live below the federal poverty line, and 25.7% of households rent their home.
What you need for a personal loan in Morris County
Lenders that serve Morris County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Morris County
What Morris County borrowers use it for
gifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Morris County
Payday Loans Not available
Payday loans are effectively illegal in New Jersey.
Personal Loans
Licensed lenders set agreed rates; criminal usury caps loans to individuals at 30%.
Title Loans Not available
There is no title-lending law in New Jersey.
Banks and credit unions in Morris County
Banks with branches in Morris County
155 FDIC-insured bank branches from 27 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| JPMorgan Chase Bank, National Association | 17 | 225 South St, Morristown 07960 |
| Provident Bank | 16 | 250 Madison Ave, Morristown 07960 |
| Bank of America, National Association | 14 | 1072 Route 46, Parsippany 07054 |
| Wells Fargo Bank, National Association | 14 | 21 South St, Morristown 07960 |
| Valley National Bank | 14 | 51 Gibraltar Dr, Morris Plains 07950 |
| TD Bank, National Association | 13 | 50 River Rd, East Hanover 07936 |
| PNC Bank, National Association | 11 | 25 Maple Ave, Chester 07930 |
| Fulton Bank, National Association | 7 | 425 Main St, Chester 07930 |
| Manufacturers and Traders Trust Company | 7 | 641 Shunpike Rd, Chatham 07928 |
| Citizens Bank, National Association | 7 | 169 Main St, Chatham 07928 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Morris County
21 credit-union locations from 11 credit unions.
| Credit union | Location |
|---|---|
| Liberty Savings | 1 Health Plz, East Hanover 07936 |
| Visions | 140 Speedwell Ave, Morris Plains 07950 |
| Affinity | 235 Ridgedale Ave, Cedar Knolls 07927 |
| Selfreliance | 60C N Jefferson Rd, Whippany 07981 |
| Garden Savings | 129 Littleton Rd, Parsippany 07054 |
| Union Building Trades | 205 Cherry Hill Rd, Parsippany 07054 |
| Picatinny | 100 Mineral Springs Rd, Dover 07801 |
| Atlantic Health Employees | 100 Madison Ave Kahn B, Morristown 07960 |
| Ridgedale | 124 S Ridgedale Ave, East Hanover 07936 |
| Members Connect | 12 Main St Ste 4, Madison 07940 |
| Gaf Linden Employees | 1 Campus Dr, Parsippany 07054 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Morris County
All New Jersey counties and cities
Frequently asked questions
Are payday loans legal in Morris County?
Morris County follows New Jersey law. Payday loans are effectively illegal in New Jersey.
Are title loans legal in Morris County?
There is no title-lending law in New Jersey.
Where can I get a small loan in Morris County?
Options include 155 bank and 21 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Morris County?
Fill out our short online form from anywhere in Morris County. We share it with lenders in our network that serve New Jersey; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Morris County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Morris County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Morris County with bad credit?
Yes, many lenders in our network work with Morris County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Morris County?
Yes. You don't need to visit a branch or storefront anywhere in Morris County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve New Jersey. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Morris County, NJ?
You can apply at banks, credit unions and lenders in Morris County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve New Jersey residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.