Loans in Bronx County, NY: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Bronx County, NY.
The median household in Bronx County earns $48,676 a year, 43% below the New York median of $85,974. About 28% of residents live below the federal poverty line, and 79.9% of households rent their home.
What you need for a personal loan in Bronx County
Here's what to have on hand before you start your personal loan request in Bronx County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Bronx County
What Bronx County borrowers use it for
deposits, trucks and first-week expenses
Rent duecover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Bronx County
Payday Loans Not available
Payday loans are illegal in New York under both civil and criminal usury laws.
Personal Loans
Licensed lenders may exceed 16% civil cap; 25% criminal usury applies.
Title Loans Not available
New York has no title-lending law.
Banks and credit unions in Bronx County
Banks with branches in Bronx County
126 FDIC-insured bank branches from 22 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| JPMorgan Chase Bank, National Association | 34 | 76 E 161st St, Bronx 10451 |
| Citibank, National Association | 15 | 3955 Baychester Ave, Bronx 10466 |
| Bank of America, National Association | 11 | 3508 Johnson Ave, Bronx 10463 |
| TD Bank, National Association | 11 | 640 E Fordham Rd, Bronx 10458 |
| Apple Bank | 9 | 12 Westchester Sq, Bronx 10461 |
| Ridgewood Savings Bank | 7 | 711 Allerton Ave, Bronx 10467 |
| Capital One, National Association | 6 | 3159 Bainbridge Ave, Bronx 10467 |
| Ponce Bank, National Association | 5 | 2244 Westchester Ave, Bronx 10462 |
| Citizens Bank, National Association | 5 | 1 E Fordham Rd, Bronx 10468 |
| Santander Bank, N.A. | 4 | 1416 East Ave, Bronx 10462 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Bronx County
7 credit-union locations from 6 credit unions.
| Credit union | Location |
|---|---|
| Usalliance | 20 E 179Th St, Bronx 10453 |
| Municipal | 755 Co Op City Blvd, Bronx 10475 |
| Lower East Side People'S | 941 Intervale Ave, Bronx 10459 |
| Van Cortlandt Cooperative | 3960 Hillman Ave, Bronx 10463 |
| New Covenant Dominion | 1185 Boston Rd, Bronx 10456 |
| B.S. And C.P. Hospitals Employees | 1500 Waters Pl, Bronx 10461 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Bronx County
All New York counties and cities
Frequently asked questions
Are payday loans legal in Bronx County?
Bronx County follows New York law. Payday loans are illegal in New York under both civil and criminal usury laws.
Are title loans legal in Bronx County?
New York has no title-lending law.
Where can I get a small loan in Bronx County?
Options include 126 bank and 7 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Bronx County?
Fill out our short online form from anywhere in Bronx County. We share it with lenders in our network that serve New York; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Bronx County?
Yes. You don't need to visit a branch or storefront anywhere in Bronx County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve New York. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Bronx County with bad credit?
Yes, many lenders in our network work with Bronx County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Bronx County?
Yes. When an unexpected bill comes up, Bronx County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Bronx County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Bronx County residents can start any time, and it takes about 3 minutes.